Home loan rates › LJ Hooker Home Loans
Link Standard Variable Bundle Home Loan
LJ Hooker Home Loans
LJ Hooker's Link Standard Variable Bundle Home Loan is a fully featured mortgage with a variable rate, offering flexibility to suit your needs. Borrow up to $3,000,000 (up to 80% LVR), choose principal and interest or interest‑only repayments, and reduce interest with an optional offset sub‑account. The discounted investment rate is available to customers who have a settled or new owner‑occupied application with LJ Hooker Link, while the discounted owner‑occupied rate is available to customers who have a settled or new investment application with LJ Hooker Link.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.89% | 6.89% | Variable · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.79% | 6.85% | Variable · investment · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.58% | 6.64% | Variable · owner occupied · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://prd.pm.productdata.au/5c8b5d2a-56da-49ce-909e-8e7681a5775d/adapter/cds-au/v1/banking/products/link-standard-variable-bundle- Content hash
sha256 8ca29860391df80bb8eb5ae9ef58236bd419fbdee88492f9ea5344df56775d7e- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_8ca29860391df80b_6ad19ed6Show details
- Checked
- 1 Nov 2026
- URL
https://prd.pm.productdata.au/5c8b5d2a-56da-49ce-909e-8e7681a5775d/adapter/cds-au/v1/banking/products/link-standard-variable-bundle- Content hash
sha256 8ca29860391df80bb8eb5ae9ef58236bd419fbdee88492f9ea5344df56775d7e- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Documentation Fee | Event | $300.00 |
| Discharge Documentation Fee | Exit | $250.00 |
| Valuation Fee | Event | Set in your letter of offer |
| Application Fee | Upfront | $0.00 |
| Settlement Fee | Event | $300.00 |
| Discharge Administration Fee | Exit | $300.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | An optional linked sub-account where the balance offsets the loan principal, reducing the interest charged. | |
| Redraw | Enables access to any extra repayments made, allowing funds to be withdrawn if needed. | |
| Extra repayments | Allows borrowers to make additional repayments on the loan to reduce interest and pay off the loan faster. | |
| Eligibility: other | The Owner-Occupied Bundle Rate is available to customers who are applying for an owner-occupied home loan and either already have an investment loan with LJ Hooker or are taking out a new investment loan with LJ Hooker. | |
| Eligibility: other | The Investment Bundle Rate is available to customers who are applying for an investment home loan and either already have an owner-occupied loan with LJ Hooker or are taking out a new owner-occupied loan with LJ Hooker. | |
| Eligibility: min age | 18 | Applicants must be at least 18 years old to apply for this loan. |
| Eligibility: residency status | Are Australian or New Zealand citizens living and working in either Australia or New Zealand, or are Permanent Residents of Australia living and working in Australia. | |
| Limit: other | P15Y | |
| Limit: other | P30Y | |
| Limit: min limit | 50000.00 | |
| Limit: max limit | 3000000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.79% | 6.85% |
| Variable · owner occupied · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.58% | 6.64% |
| Variable · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 6.89% | 6.89% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.