Home loan rates › Beyond Bank Australia
Purple Basic Vbl Home Loan
Beyond Bank Australia
The Purple Basic Variable Home Loan is a simple home loan with a low interest rate, offering great value.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.34% | 6.37% | Variable · owner occupied · principal and interest | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 6.39% | 6.42% | Variable · owner occupied · principal and interest | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
| 6.74% | 6.77% | Variable · owner occupied · principal and interest | Not compared in rate tables Pensioners | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/products/37- Content hash
sha256 2732ac1657e9bc42781d73b78fcd6c995ca5ebad0a59405437496e55ee755f58- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2732ac1657e9bc42_a7c53831Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/products/37- Content hash
sha256 2732ac1657e9bc42781d73b78fcd6c995ca5ebad0a59405437496e55ee755f58- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Mortgage Loan Establishment Fee | Upfront | $445.00 |
| Mortgage Discharge, Settlement or Partial Discharge Fee | Event | $350.00 |
| Loan Variation Documentation fee | Upfront | $345.00 |
| Redraw (staff-assisted) fee | Transaction | $35.00 |
| Redraw (online) fee | Transaction | $0.00 |
| Default Notice Fee | Event | $20.00 |
| Additional Security Fee | Upfront | $150.00 |
| Property Valuation Fee | Upfront | $0.00 |
| Default fee on Home and Investment Loan - on the 8th day | Event | $20.00 |
| Default fee on Home and Investment Loan - every 14th day thereafter | Event | $25.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services. | |
| Extra repayments | Additional Repayments: make unlimited additional repayments to your loan. | |
| Other | Pre-Approval: 120 day pre-approval so you can search with confidence. | |
| Redraw | Redraw payments made in advance at any time through Internet and Mobile Banking. There is no minimum redraw amount. | |
| Eligibility: employment status | Lending criteria, requirements and terms and conditions apply | |
| Eligibility: min age | 18 | Available for customers aged 18 years and over |
| Eligibility: natural person | ||
| Eligibility: other | Membership: You must be or become a Beyond Bank Australia member. | |
| Eligibility: other | Lending criteria, requirements and terms and conditions apply | |
| Eligibility: other | LVR: Borrow up to 90% of the value of the property (inclusive of LMI). Conditions apply. | |
| Eligibility: other | Security: A single residential property or cross collateral security permitted. | |
| Eligibility: pension recipient | Lending criteria, requirements and terms and conditions apply | |
| Eligibility: residency status | Australian Citizen | Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan. |
| Limit: max limit | 2000000.00 | |
| Limit: max lvr | 0.90 | |
| Limit: min limit | 150000.00 | |
| Limit: min lvr | 0.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.39% | 6.42% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.34% | 6.37% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.74% | 6.77% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:pensioner | Pensioners | Filter; shown in the row |
rate-selected-by-free-text | Reason this product is not ranked | |
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