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Term deposit rates › BankSA

Business Term Deposit

BankSA

CDR official

Lock away your money for a period of time and get a guaranteed return

Lender's product page ↗

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateApplies toConditionsSourceSince
0.10%Bonus
Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate
Business customers
CDR1 Nov 2026
1.40%Fixed · 1 month
Business customers
CDR1 Nov 2026
1.65%Fixed · 2 months
Business customers
CDR1 Nov 2026
3.25%Fixed · 3 months
Business customers
CDR1 Nov 2026
3.40%Fixed · 4 months
Business customers
CDR1 Nov 2026
3.45%Fixed · 5 months
Business customers
CDR1 Nov 2026
3.35%Fixed · 6 months
Business customers
CDR1 Nov 2026
3.40%Fixed · 6 months
Business customers
CDR1 Nov 2026
3.50%Fixed · 7 months
Business customers
CDR1 Nov 2026
3.55%Fixed · 7 months
Business customers
CDR1 Nov 2026
3.55%Fixed · 8 months
Business customers
CDR1 Nov 2026
3.60%Fixed · 8 months
Business customers
CDR1 Nov 2026
3.60%Fixed · 9 months
Business customers
CDR1 Nov 2026
3.65%Fixed · 9 months
Business customers
CDR1 Nov 2026
3.65%Fixed · 10 months
Business customers
CDR1 Nov 2026
3.70%Fixed · 10 months
Business customers
CDR1 Nov 2026
3.70%Fixed · 11 months
Business customers
CDR1 Nov 2026
3.75%Fixed · 11 months
Business customers
CDR1 Nov 2026
4.70%Fixed · 1 year
Business customers
CDR1 Nov 2026
4.70%Fixed · 1 year
Business customers
CDR1 Nov 2026
4.75%Fixed · 1 year
Business customers
CDR1 Nov 2026
5.40%Fixed · 1 year
Business customers
CDR1 Nov 2026
4.70%Fixed · 13 months
Business customers
CDR1 Nov 2026
4.70%Fixed · 13 months
Business customers
CDR1 Nov 2026
4.45%Fixed · 2 years
Business customers
CDR1 Nov 2026
4.45%Fixed · 2 years
Business customers
CDR1 Nov 2026
4.50%Fixed · 2 years
Business customers
CDR1 Nov 2026
3.95%Fixed · 3 years
Business customers
CDR1 Nov 2026
3.95%Fixed · 3 years
Business customers
CDR1 Nov 2026
4.00%Fixed · 3 years
Business customers
CDR1 Nov 2026
3.95%Fixed · 4 years
Business customers
CDR1 Nov 2026
3.95%Fixed · 4 years
Business customers
CDR1 Nov 2026
4.00%Fixed · 4 years
Business customers
CDR1 Nov 2026
3.95%Fixed · 5 years
Business customers
CDR1 Nov 2026
3.95%Fixed · 5 years
Business customers
CDR1 Nov 2026
4.00%Fixed · 5 years
Business customers
CDR1 Nov 2026
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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://digital-api.banksa.com.au/cds-au/v1/banking/products/BSATDBusTermDeposit
Content hash
sha256 ec5bce90bf7ff9098f6492fb65f967e0f2c7c3839e0fb7b2c2db0aa482e5182a
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_ec5bce90bf7ff909_e0068279Show details
Checked
1 Nov 2026
URL
https://digital-api.banksa.com.au/cds-au/v1/banking/products/BSATDBusTermDeposit
Content hash
sha256 ec5bce90bf7ff9098f6492fb65f967e0f2c7c3839e0fb7b2c2db0aa482e5182a
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Features and eligibility

ItemValueDetails
OtherThe reassurance of a guaranteed return on your investment.
OtherAvoid market fluctuations with a specific amount locked away at a fixed interest rate (with no immediate access to funds during the term)
OtherChoose a term length that matches your business cycle
OtherAdd 0.10% p.a. to these rates if you're already with BankSA and opening or renewing online. It's only available to existing customers who bank online and in the app.
OtherEarn Interest: Interest can be paid at maturity, annually, half yearly or monthly.
OtherFlexibility: Flexible maturity options from 1 month to 5 years.
OtherBusiness customers are eligible to open an account and can open account either by Branch, Phone, online.
OtherOpening Confirmation, Maturity, Reinvestment and Repayment advices are sent as regular advices
Digital bankingInternet Banking, Phone Banking, Branch banking, Bank @post options are available
OtherInterest payment options are available
Eligibility: min age1818+ years old
Eligibility: businessOperating in Australia with an Australian address.
Eligibility: otherYou must be an existing BankSA banking customer
Eligibility: otherOnline application and online bonus rate available for personal customers and sole traders only.
Eligibility: other31 days notice required to access funds prior to maturity (except hardship); interest rate adjustment usually applies
Limit: opening balance1000.00
Limit: max balance2000000.00

Rate history

RateFromToRate p.a.
Fixed · 5 years1 Nov 2026Current4.00%
Fixed · 5 months1 Nov 2026Current3.45%
Fixed · 10 months1 Nov 2026Current3.65%
Fixed · 2 years1 Nov 2026Current4.50%
Fixed · 11 months1 Nov 2026Current3.70%
Fixed · 13 months1 Nov 2026Current4.70%
Fixed · 3 years1 Nov 2026Current3.95%
Fixed · 13 months1 Nov 2026Current4.70%
Fixed · 7 months1 Nov 2026Current3.55%
Fixed · 9 months1 Nov 2026Current3.65%
Fixed · 6 months1 Nov 2026Current3.40%
Fixed · 8 months1 Nov 2026Current3.60%
Fixed · 1 month1 Nov 2026Current1.40%
Fixed · 6 months1 Nov 2026Current3.35%
Fixed · 11 months1 Nov 2026Current3.75%
Bonus1 Nov 2026Current0.10%
Fixed · 1 year1 Nov 2026Current4.75%
Fixed · 10 months1 Nov 2026Current3.70%
Fixed · 2 months1 Nov 2026Current1.65%
Fixed · 4 years1 Nov 2026Current3.95%
Fixed · 5 years1 Nov 2026Current3.95%
Fixed · 1 year1 Nov 2026Current4.70%
Fixed · 2 years1 Nov 2026Current4.45%
Fixed · 7 months1 Nov 2026Current3.50%
Fixed · 4 months1 Nov 2026Current3.40%
Fixed · 8 months1 Nov 2026Current3.55%
Fixed · 3 years1 Nov 2026Current4.00%
Fixed · 3 years1 Nov 2026Current3.95%
Fixed · 2 years1 Nov 2026Current4.45%
Fixed · 4 years1 Nov 2026Current3.95%
Fixed · 5 years1 Nov 2026Current3.95%
Fixed · 3 months1 Nov 2026Current3.25%
Fixed · 4 years1 Nov 2026Current4.00%
Fixed · 9 months1 Nov 2026Current3.60%
Fixed · 1 year1 Nov 2026Current4.70%
Fixed · 1 year1 Nov 2026Current5.40%

Tags

TagMeaningEffect
segment:businessBusiness customersListed with business products, not personal ones

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