Savings account rates › Bank of Queensland Limited
Kids Savings Account
Bank of Queensland Limited
It's never too early to teach kids to save! Encourage the right saving behaviour for children under 14 with a children's savings account held in their name. Make one withdrawal a month and still earn Bonus Interest variable rate. Start earning high interest from the first dollar. Deposit only access for the linked child. Manage the account on your internet banking.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 1.25% | Bonus · $1–$4,999 | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate Not compared in rate tables | CDR | 1 Nov 2026 |
| 1.25% | Bonus · $5,000–$49,999 | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate Not compared in rate tables | CDR | 1 Nov 2026 |
| 1.25% | Bonus · $50,000 or more | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate Not compared in rate tables | CDR | 1 Nov 2026 |
| 0.05% | Variable | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cds.boq.com.au/cds-au/v1/banking/products/b5176288-5c03-ee11-8f6e-00224814dce7- Content hash
sha256 6f522002bc2fd3668efa7a3c63b995629402d2bf1acbe51e38adcf44c9c4c17e- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_6f522002bc2fd366_e975f6daShow details
- Checked
- 1 Nov 2026
- URL
https://api.cds.boq.com.au/cds-au/v1/banking/products/b5176288-5c03-ee11-8f6e-00224814dce7- Content hash
sha256 6f522002bc2fd3668efa7a3c63b995629402d2bf1acbe51e38adcf44c9c4c17e- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Kids receive statements in their name, so they can watch their savings grow | |
| Other | Linked parents or guardians have full access to the account | |
| Other | Your child can make branch deposits, but all other account access by your child is restricted | |
| Other | Kids receive their own deposit book and wallet to track their savings | |
| Other | Receive a high rate of interest on your kid's savings account | |
| Eligibility: max age | 14 | To apply for a Kids Account (under 14 years of age) the parent/guardian and the account holder (minor) must both be identified |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Bonus · $50,000 or more | 1 Nov 2026 | Current | 1.25% |
| Bonus · $1–$4,999 | 1 Nov 2026 | Current | 1.25% |
| Bonus · $5,000–$49,999 | 1 Nov 2026 | Current | 1.25% |
| Variable | 1 Nov 2026 | Current | 0.05% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-unstated | Bonus conditions in the lender's own words | A total rate can't be worked out, so the product is display only |
bonus-conditions-free-text | Reason this product is not ranked | |
bonus-base-relationship-unstated | Reason this product is not ranked | |
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