Savings account rates › Fire Service Credit Union
S20 Retiree Access
Fire Service Credit Union
CDR official
A transaction account designed for retired members offering competitive interest rates.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 1.35% | Variable · $0–$4,999 | PensionersCertain occupations | CDR | 1 Nov 2026 |
| 1.85% | Variable · $5,000–$49,999 | PensionersCertain occupations | CDR | 1 Nov 2026 |
| 2.50% | Variable · $50,000 or more | PensionersCertain occupations | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.fscu.com.au/cds-au/v1/banking/products/9- Content hash
sha256 3340fab83e359d0440e164f3c60eef10d7a287d0b0459864ca9ca7047e848b79- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_3340fab83e359d04_290ada72Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.fscu.com.au/cds-au/v1/banking/products/9- Content hash
sha256 3340fab83e359d0440e164f3c60eef10d7a287d0b0459864ca9ca7047e848b79- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Document Search Fee | Event | $5.00 |
| Visa Debit Card Replacement Fee | Event | $20.00 |
| Dormant Account Fee | Event | $20.00 |
| Staff Assisted External Transfer | Event | $2.00 |
| Replacement Statement Fee | Event | $2.00 |
| Visa Charge Back Fee | Event | $30.00 |
| Second Visa Debit Card | Event | $50.00 |
| Corporate Cheque Withdrawal Fee | Transaction | $10.00 |
| Periodical Payment Fee | Event | $5.00 |
| Corporate Cheque Stop Payment Fee | Event | $20.00 |
| Direct Debit Dishonour Fee | Event | $10.00 |
| Direct Debit Honour Fee | Event | $5.00 |
| Replacement PIN Fee | Event | $5.00 |
| Manual 'Other Bank' Deposits | Event | $10.00 |
| Payment Corrections | Event | $30.00 |
| Overdrawn Account fee | Event | $10.00 |
| Real Time Gross Settlement Outward Payment | Event | $30.00 |
| Real Time Gross Settlement Inward Payment | Event | $15.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bill payment | Pay your bills from the comfort of your home. | |
| Card access | Visa Debit Card | A Visa Debit card gives you access to your money in branch, at an ATM, in stores and online. |
| Digital banking | Do your banking online 24/7 using our Internet Banking or Mobile Banking App. | |
| Digital wallet | Mobile Wallet | Load your FSCU Visa Debit card to your mobile device to make fast and easy transactions. |
| Npp enabled | New Payment Platform (NPP) Transact instantly with real-time payments. | |
| Npp payid | PayID - and easily remembered identifier such as email, mobile or ABN linked to your accout at FSCU. | |
| Unlimited txns | No account keeping fees, no monthly fees. | |
| Eligibility: natural person | Available for all members | |
| Eligibility: other | To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services. | |
| Eligibility: pension recipient | All pesnions qualifiy which include Governement and superannuation | For retired members in receipt of retirement income |
| Eligibility: residency status | Australian Residents only |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $50,000 or more | 1 Nov 2026 | Current | 2.50% |
| Variable · $0–$4,999 | 1 Nov 2026 | Current | 1.35% |
| Variable · $5,000–$49,999 | 1 Nov 2026 | Current | 1.85% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:pensioner | Pensioners | Filter; shown in the row |
eligibility:occupation | Certain occupations | Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.