Horizon Direct is our online savings account that attracts a higher interest rate than a normal savings account, because you manage it online without branch assistance or branch access.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 3.50% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/S10_S100001- Content hash
sha256 613798f4ba29fe4d9ff96a08fb8999b61903316ab0319c83cb1bc2976dfa360b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_613798f4ba29fe4d_4ce317dfShow details
- Checked
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/S10_S100001- Content hash
sha256 613798f4ba29fe4d9ff96a08fb8999b61903316ab0319c83cb1bc2976dfa360b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| DIRECT_DEBIT_DISHONOUR | Event | $9.00 |
| FOREIGN_CHEQUE_DEPOSIT | Transaction | $11.00 |
| OVERDRAWN_SAVINGS_ACCOUNT | Event | $20.00 |
| STATEMENT_COPY | Event | $2.50 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Internet Banking and Mobile Banking App. | |
| Npp enabled | This account type is enabled for Osko payments, via the New Payments Platform (NPP). Osko is the faster way to pay or receive money from friends, family and businesses. No more waiting days for money to change hands. Now you can pay and be paid in a matter of seconds | |
| Npp payid | Create a PayID through Horizon Bank s Internet Banking or Mobile Banking App to receive Osko payments with a unique identifier, such as your mobile number or email address, enabling you to receive and send money securely without the need to remember complex banking details. | |
| Other | anage payments from your bank account using PayTo. | |
| Bill payment | BPAY | BPAY is an electronic bill payment service, providing a convenient access point for the payment and receipt of consumer bills. |
| Eligibility: natural person |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 3.50% |
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