Everyday Access

Defence Bank

CDR officialNot listed in rate tables

Your on-the-go transaction account, the Everyday Access account is the way to managing your day-to-day banking.

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

Rate	Applies to	Conditions	Source	Since
0.00%	Variable		CDR	1 Nov 2026

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Source

CDR officialConsumer Data Right product dataShow where this comes from

Fetched: 1 Nov 2026
URL: https://product.defencebank.com.au/cds-au/v1/banking/products/153
Content hash: sha256 aee6e1b6678b25da8434b8761ba358fcc8034279e033adbf622adc1a563ba2ec
Rule version: mapper@0.1.2

Consumer Data Right product dataev_cdr_aee6e1b6678b25da_0307c4e1Show details

Checked: 1 Nov 2026
URL: https://product.defencebank.com.au/cds-au/v1/banking/products/153
Content hash: sha256 aee6e1b6678b25da8434b8761ba358fcc8034279e033adbf622adc1a563ba2ec
Excerpt: —
Rule version: mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

Fee	Type	Amount
Emergency cash	Event	$0.00
Emergency card replacement	Event	$0.00
Visa foreign currency conversion fee	Event	3.00%
Overseas ATM cash withdrawals or balance enquiries fee	Event	$0.00
Bank@Post™	Event	$21.72
Replacement Visa card within Australia	Event	$0.00
Bank@Post (withdrawals and deposits)	Event	$0.00
Domestic ATM cash withdrawals or balance enquiries	Event	$0.00
Defence Bank ATM cash withdrawals or balance enquiries	Event	$0.00
Same day transfers (via Swift/RTGS) - Inward	Event	$6.80
Same day transfers (via Swift/RTGS) - Outward	Event	$11.80
Record search fee	Event	$50.00
Dormant fee	Event	$20.00
Ultimate Package annual fee	Periodic	$96.00
Dishonours (if insufficient funds)	Event	$0.00
EFTPOS transactions	Event	$0.00
PayTo	Event	$0.00
Pay anyone using a BSB and account or PayID	Event	$0.00
BPAY	Event	$0.00
Internal transfers between Defence Bank accounts	Event	$0.00
Monthly account-keeping fee	Periodic	$0.00

Features and eligibility

Item	Value	Details
Digital banking	Digital banking convenience.
Digital wallet	Compatible with digital wallets from Apple, Garmin, Google and Samsung.
Npp enabled	Faster, simpler ways to make payments.
Card access	Select your own Pin
Card access	Your choice of camo-coloured Visa Debit card - blue, green, grey or pink.
Npp payid	Easy payments in real time.
Digital wallet	Replace lost or stolen cards immediately. Using Quick Cards, Members can order a replacement card within the app and be issued with a virtual card that they can add to their digital wallet and use immediately. This removes the stress and inconvenience of having to wait until the physical card arrives to access funds.
Other		Choose to report your card as lost or stolen or block it temporarily.
Other		Round Ups
Other		Bank@Post
Bill payment	BPAY
Unlimited txns
Notifications	As an added security feature, Members can now set up transaction alerts on a nominated card via the mobile app to notify them whenever their account has been credited or debited. This is an optional feature that can be turned off and on.
Other	a new digital way to pre-authorise payments directly from your bank account	PayTo
Other		No monthly fees.

Rate history

Rate	From	To	Rate p.a.
Variable	1 Nov 2026	Current	0.00%

Tag	Meaning	Effect
`quality:no-interest`	quality:no-interest
`out-of-scope`	Reason this product is not ranked

Registered channels

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