Home loan rates › AAA FINANCIAL CORPORATION
Homepay Standard
AAA FINANCIAL CORPORATION
Homepay Standard
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 70% or less · $50,000–$3,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 70%–80% · $50,000–$3,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 80%–90% · $50,000–$3,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 70% or less · $50,000 or more | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 70%–80% · $50,000–$3,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 80%–90% · $50,000–$3,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 70% or less · $50,000 or more | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 70%–80% · $50,000–$3,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 80%–90% · $50,000–$3,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 90%–92% · $50,000–$3,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · principal and interest · LVR 70% or less · $50,000–$3,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · principal and interest · LVR 70%–80% · $50,000–$3,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · principal and interest · LVR 80%–90% · $50,000–$3,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · principal and interest · LVR 90%–92% · $50,000–$3,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.aaafincorp.cdr.colcap.com.au/cds-au/v1/banking/products/Homepay_Standard- Content hash
sha256 41993928e367017f476c89277da368f40aa22b535d11bd07e0b4897c7ee4b979- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_41993928e367017f_7d8439b4Show details
- Checked
- 1 Nov 2026
- URL
https://public.aaafincorp.cdr.colcap.com.au/cds-au/v1/banking/products/Homepay_Standard- Content hash
sha256 41993928e367017f476c89277da368f40aa22b535d11bd07e0b4897c7ee4b979- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Interest Allowance | Other | 6.45% |
| Interest Allowance | Other | 6.55% |
| Interest Allowance | Other | 6.60% |
| Interest Allowance | Other | 6.05% |
| Interest Allowance | Other | 6.10% |
| Interest Allowance | Other | 6.25% |
| Interest Allowance | Other | 6.30% |
| Interest Allowance | Other | 6.35% |
| Interest Allowance | Other | 5.80% |
| Interest Allowance | Other | 5.85% |
| Interest Allowance | Other | 5.90% |
| Interest Allowance | Other | 6.00% |
| Interest Allowance | Other | 5.95% |
| Interest Allowance | Other | 6.15% |
| Interest Allowance | Other | 6.20% |
| Interest Allowance | Other | 6.40% |
| Interest Allowance | Other | 6.50% |
| Construction Risk Fee (CRF) | Upfront | 3.00% |
| Construction Risk Fee (CRF) | Upfront | 5.00% |
| Construction Risk Fee (CRF) | Upfront | 5.25% |
| Construction Risk Fee (CRF) | Upfront | 2.00% |
| Construction Risk Fee (CRF) | Upfront | 3.00% |
| Construction Risk Fee (CRF) | Upfront | 3.50% |
| Construction Risk Fee (CRF) | Upfront | 1.75% |
| Construction Risk Fee (CRF) | Upfront | 2.75% |
| Construction Risk Fee (CRF) | Upfront | 3.25% |
| Construction Risk Fee (CRF) | Upfront | 3.50% |
| Construction Risk Fee (CRF) | Upfront | 3.75% |
| Construction Risk Fee (CRF) | Upfront | 2.00% |
| Construction Risk Fee (CRF) | Upfront | 2.50% |
| Construction Risk Fee (CRF) | Upfront | 2.25% |
| Construction Risk Fee (CRF) | Upfront | 2.50% |
| Construction Risk Fee (CRF) | Upfront | 2.75% |
| Construction Risk Fee (CRF) | Upfront | 3.25% |
| Construction Risk Fee (CRF) | Upfront | 3.75% |
| Construction Risk Fee (CRF) | Upfront | 4.25% |
| Construction Risk Fee (CRF) | Upfront | 4.00% |
| Construction Risk Fee (CRF) | Upfront | 2.25% |
| Construction Risk Fee (CRF) | Upfront | 4.00% |
| Lender's Annual Facility Fee | Periodic | $379.00 |
| Progress Payment Inspection Fee | Upfront | $990.00 |
| Upfront Construction Review Fee | Upfront | $750.00 |
| Loan Facility Variation Fee | Variation | $450.00 |
| Loan Account Variation Fee | Variation | $250.00 |
| Discharge Administration Fee | Exit | $795.00 |
| Third Party Costs | Upfront | Set in your letter of offer |
| Valuation Fee | Upfront | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa Debit Card | |
| Redraw | ||
| Other | LMI Available | |
| Extra repayments | Additional Repayments | |
| Offset | Offset Facility | |
| Other | Split Loan | |
| Digital banking | Online internet access | |
| Limit: max lvr | 0.92 | |
| Limit: max lvr | 0.90 | |
| Limit: max balance | 3000000.00 | |
| Limit: min balance | 50000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 80%–90% · $50,000–$3,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · principal and interest · LVR 70%–80% · $50,000–$3,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · principal and interest · LVR 90%–92% · $50,000–$3,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · principal and interest · LVR 70% or less · $50,000–$3,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 70% or less · $50,000 or more | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 70%–80% · $50,000–$3,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 90%–92% · $50,000–$3,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 70%–80% · $50,000–$3,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 80%–90% · $50,000–$3,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 80%–90% · $50,000–$3,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 70% or less · $50,000–$3,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 70% or less · $50,000 or more | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 70%–80% · $50,000–$3,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 80%–90% · $50,000–$3,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
comparison-rate-missing | Reason this product is not ranked | |
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