Savings account rates › People First and Heritage Bank
Community and Business Access
People First and Heritage Bank
CDR officialNot listed in rate tables
A business account designed for high-transacting businesses and not-for-profit organisations offering a large number of free transactions each month.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.openbanking.peoplefirstbank.com.au/cds-au/v1/banking/products/d2849cce-36a7-4489-a93a-06899147fc57- Content hash
sha256 094902d5f2ab04e4038ed51755343858380fd0be392686bc11b3b5afc074064b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_094902d5f2ab04e4_01fabef1Show details
- Checked
- 1 Nov 2026
- URL
https://public.openbanking.peoplefirstbank.com.au/cds-au/v1/banking/products/d2849cce-36a7-4489-a93a-06899147fc57- Content hash
sha256 094902d5f2ab04e4038ed51755343858380fd0be392686bc11b3b5afc074064b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Emergency same day transfer | Event | $11.00 |
| Signature Verification | Event | $5.00 |
| Direct Debit Dishonour Fee | Event | $5.00 |
| Replacement Card (lost, captured or damaged) | Event | $10.00 |
| Corporate Cheque Issue | Event | $10.00 |
| Qucik Debit Dishonour | Event | $5.00 |
| Conversion Fee | Event | 3.00% |
| Dormant (inactive fee) | Event | $20.00 |
| Bank Cheque Fee | Other | Set in your letter of offer |
| Company and Business Name Search | Event | $20.00 |
| Visa Cash Advance- Australia and Overseas | Event | $5.00 |
| Corporate Cheque Replacement | Event | $10.00 |
| Emergency Visa Cash Advance Overseas | Event | $300.00 |
| Direct Debit Honour | Event | $10.00 |
| Auto Transfer Order Rejection | Transaction | $5.00 |
| Electronic Auto Transfer Order | Transaction | $1.50 |
| Others | Event | $1.00 |
| Company and Business Name Search | Event | $20.00 |
| Bank Cheque Replacement Fee | Event | $25.00 |
| Corporate Cheques Issue Fee | Withdrawal | $10.00 |
| Corporate Cheques Replacement Fee | Event | $10.00 |
| Direct Debit Dishonour Fee | Event | $5.00 |
| Direct Debit Honour Fee | Event | $10.00 |
| Overdrawn Administration Fee 1 | Event | $25.00 |
| Overdrawn Administration Fee 2 | Event | $25.00 |
| Frequent Statement Fee | Event | $2.00 |
| Paper Statement Fee | Event | $3.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Npp enabled | Enabled to send and receive Fast Payments. | |
| Npp payid | Use your PayID to get paid fast. PayID can be a mobile number or email address | |
| Digital wallet | The Pays | Now you can tap and pay using your mobile phone for fast, convenient and secure payments. |
| Digital banking | Easy access to your account 24/7 with the People’s Choice Smartphone and iPhone App, Internet Banking and Phone Banking. | |
| Card access | Visa Debit or Business Visa Debit | |
| Unlimited txns | Visa Debit Card 'credit' transactions, EFTPOS purchases (without cash withdrawals), ATM withdrawals, BPAY payments, Cash Deposits, Internet and Phone Banking transfers. | |
| Overdraft | Ablity to link an overdraft facility to your Business Access Account | |
| Other | Direct Feeds to Accounting Software | Direct Feeds to MYOB and Xero software |
| Eligibility: business | Business and non-personal entities | Terms, conditions, fees, charges and lending criteria apply and are available on application |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
Registered channels
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