DHOAS Premier Low Rate

Defence Bank

CDR officialNot ranked in rate tables

The Premier low rate home loan is a fuss-free approach to being handed the keys of your new home.

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

Rate	Comparison*	Applies to	Conditions	Source	Since
6.44%	6.44%	Variable · owner occupied · principal and interest	Not compared in rate tables Certain occupations	CDR	1 Nov 2026
6.69%	6.69%	Variable · owner occupied · principal and interest	Not compared in rate tables Certain occupations	CDR	1 Nov 2026

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

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Source

CDR officialConsumer Data Right product dataShow where this comes from

Fetched: 1 Nov 2026
URL: https://product.defencebank.com.au/cds-au/v1/banking/products/842
Content hash: sha256 f0444bf1352da191440a5b273004b35507ae3daa7cb7981a535c3d44bbeed3fa
Rule version: mapper@0.1.2

Consumer Data Right product dataev_cdr_f0444bf1352da191_79061ea7Show details

Checked: 1 Nov 2026
URL: https://product.defencebank.com.au/cds-au/v1/banking/products/842
Content hash: sha256 f0444bf1352da191440a5b273004b35507ae3daa7cb7981a535c3d44bbeed3fa
Excerpt: —
Rule version: mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

Fee	Type	Amount
Solicitors and other parties actioning requests (may be payable)	Event	$0.00
Security discharge administration fee	Event	$250.00
Arrears reminder notice fee (per letter)	Event	$20.00
Default notice (enforcement notice)	Event	$20.00

Features and eligibility

Item	Value	Details
Digital banking		Quick and easy online application.
Other		No application fees.
Other		No monthly fees.
Other		No Annual fees.
Other	To be eligible, you must meet Defence Home Ownership Assistance Scheme conditions.	DHOAS home loan compatible.
Other	Australia-based Contact Centre team who understand the unique challenges and opportunities of being in the defence community	Australia-based Contact Centre
Other	Speak with a home loan consultant today to discuss your options	Home Loan Consultants
Extra repayments		No fees for extra repayments.
Redraw		Free loan redraw (min $50).
Digital banking		Redraw facility available online
Other	To access the Scheme, you need to meet borrower eligibility criteria.	Australian Government 5% Deposit Scheme
Eligibility: residency status		Australian residents only.
Eligibility: employment status	To be eligible, you must meet Defence Home Ownership Assistance Scheme eligibility criteria. .	Restricted to eligible Defence Force members.
Eligibility: min age		18
Eligibility: other	Lending criteria.	Individuals must have capacity.
Limit: max lvr	0.95

Rate history

Rate	From	To	Rate p.a.	Comparison
Variable · owner occupied · principal and interest	1 Nov 2026	Current	6.69%	6.69%
Variable · owner occupied · principal and interest	1 Nov 2026	Current	6.44%	6.44%

Tag	Meaning	Effect
`eligibility:occupation`	Certain occupations	Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged
`rate-selected-by-free-text`	Reason this product is not ranked

Registered channels

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