Home loan rates › Bank of Sydney
Expect More Home Loan Owner Occupied - Fixed
Bank of Sydney
Need a few more features than the standard home loan? Our Expect More Home Loan is the one for you.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.29% | 6.52% | Fixed · 1 year · owner occupied · principal and interest | CDR | 1 Nov 2026 | |
| 7.29% | 6.10% | Fixed · 2 years · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/emhl_oo_fixed- Content hash
sha256 0cdf252c56dcf254bb12a434091255e2dc0f184791feda8564cc98fca0d2d409- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_0cdf252c56dcf254_68872b4fShow details
- Checked
- 1 Nov 2026
- URL
https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/emhl_oo_fixed- Content hash
sha256 0cdf252c56dcf254bb12a434091255e2dc0f184791feda8564cc98fca0d2d409- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Discharge of Mortgage Fee | Event | $400.00 |
| Variation Fee | Event | $300.00 |
| Settlement Fee | Upfront | $200.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian Permanent Resident or Citizen. Residential address must be in Australia. | |
| Eligibility: natural person | ||
| Eligibility: other | Lending Criteria applies | |
| Limit: min limit | 100000.00 | |
| Limit: max lvr | 80 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 2 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 7.29% | 6.10% |
| Fixed · 1 year · owner occupied · principal and interest | 1 Nov 2026 | Current | 7.29% | 6.52% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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