Savings account rates › Up
Up Everyday Account
Up
CDR officialNot listed in rate tables
Up’s free everyday account for everyday use. This account comes with a debit card and supports Apple Pay and Osko.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
| 0.00% | Variable | | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.up.com.au/cds-au/v1/banking/products/up-everyday- Content hash
sha256 936c0ade42e56f3f94ead5b986d66fb99d1fee2271aea631e8c11762ea835acc- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_936c0ade42e56f3f_d432667dShow details
- Checked
- 1 Nov 2026
- URL
https://api.up.com.au/cds-au/v1/banking/products/up-everyday- Content hash
sha256 936c0ade42e56f3f94ead5b986d66fb99d1fee2271aea631e8c11762ea835acc- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|
| Express card delivery or redirection | Payment | $15.00 |
| Emergency Replacement Cards | Payment | $100.00 |
| Sales Voucher Retrieval Fee | Payment | $10.00 |
| Audit Request | Payment | $60.00 |
| BPAY Transaction Trace Fee | Payment | $20.00 |
| BPAY transaction Recall Fee | Payment | $20.00 |
| Pay Anyone Trace Fee (including Osko) | Payment | $30.00 |
| International Inward Telegraphic Transfers (foreign) | Event | $10.00 |
| International Inward Telegraphic Transfers (AUD) | Event | $2.00 |
| Domestic Inward Telegraphic Transfer | Event | $2.00 |
| Domestic Telegraphic Transfer Return Request | Payment | $25.00 |
Features and eligibility
| Item | Value | Details |
|---|
| Digital banking | | |
| Card access | | |
| Digital wallet | Apple Pay | Pay with your Apple(TM) device using Apple Pay. |
| Digital wallet | Google Pay | Pay with your Android(TM) device using Google Pay. |
| Digital wallet | Samsung Pay | Pay with your Samsung(TM) device using Samsung Pay. |
| Digital wallet | Garmin Pay | Pay with your Garmin(TM) device using Garmin Pay. |
| Digital wallet | Google Pay | Pay with your Fitbit(TM) device using Google Pay. |
| Fraud protection | | |
| Notifications | Customers can receive Apple or Android push notifications to their registered mobile devices, including transaction notifications and weekly summary notifications. | |
| Npp enabled | Yes | |
| Npp payid | Yes | |
| Unlimited txns | | |
| Other | | No monthly service fee. |
| Other | | No fees for direct debits. |
| Other | | No fees for online payments. |
| Other | | No fees for deposits to savers. |
| Other | | No fees for domestic ATM withdrawals or enquiries. |
| Other | | No fees on international transactions. |
| Other | | No fees for overseas ATM withdrawals. |
| Other | | Configure which types of transaction are enabled on the linked debit card. |
| Eligibility: min age | 16 | |
Rate history
| Rate | From | To | Rate p.a. |
|---|
| Variable | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked |
How tags and ranking work
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.