Home loan rates › Newcastle Permanent
Real Deal Home Loan Investment Interest Only
Newcastle Permanent
One of our best rates, includes redraw and allows additional repayments.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 9.14% | 8.95% | Variable · investment · interest only | CDR | 1 Nov 2026 | |
| 6.69% | 6.59% | Variable · investment · interest only · LVR 80% or less · $150,000 or more | CDR | 1 Nov 2026 | |
| 7.39% | 7.26% | Variable · investment · interest only · LVR 80%–90% · $150,000 or more | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.newcastlepermanent.com.au/cds-au/v1/banking/products/HL_realdealinvIO- Content hash
sha256 324749db7c06a8e1efaf52e27bc29745d6fca445403fedfe97b59b75ae058c82- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_324749db7c06a8e1_7c1fb3ddShow details
- Checked
- 1 Nov 2026
- URL
https://openbank.newcastlepermanent.com.au/cds-au/v1/banking/products/HL_realdealinvIO- Content hash
sha256 324749db7c06a8e1efaf52e27bc29745d6fca445403fedfe97b59b75ae058c82- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Electronic Transfer Fee | Withdrawal | $30.00 |
| Consent Fee | Event | $200.00 |
| Discharge Administration Fee | Exit | $250.00 |
| Conversion Fee | Variation | $350.00 |
| Establishment Fee | Upfront | $595.00 |
| Default Administration Fee 1 | Late payment | $35.00 |
| Settlement Cheque Fee NPBS Cheque only | Withdrawal | $5.00 |
| Document and Miscellaneous Service | Enquiry | Set in your letter of offer |
| International Transfer Inward | Deposit | $12.00 |
| Default Administration Fee 2 | Late payment | $50.00 |
| Application Fee | Upfront | $350.00 |
| Dishonour (Direct Debit and Cheque) | Dishonour | $9.00 |
| Settlement Reschedule Fee | Event | $85.00 |
| Substitution in Security Fee | Variation | $350.00 |
| Title Search Fee | Upfront | $75.00 |
| Redraw Fee via Branch | Withdrawal | $25.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Split Loan | |
| Digital banking | ||
| Cashback offer | 2500.00 - 3000.00 | Online Cashback Offer available on eligible purchased and refinanced loans for applications submitted through our online application channel. See Offer terms and conditions for details. |
| Redraw | ||
| Extra repayments | You can make regular additional repayments and extra lump sum payments. | |
| Other | This loan type is eligible to be linked to an Everyday Account known as Partial Offset. Please see the Everyday Account Product Schedule or talk to us for more information. | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | |
| Eligibility: other | Credit Approval. Applications for home loans are subject to the Bank's normal credit approval. | |
| Eligibility: residency status | Must live in Australia and be either: an Australian citizen, an Australian permanent resident or a New Zealand citizen | |
| Limit: max lvr | 0.90 | |
| Limit: min limit | 50000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · interest only · LVR 80%–90% · $150,000 or more | 1 Nov 2026 | Current | 7.39% | 7.26% |
| Variable · investment · interest only · LVR 80% or less · $150,000 or more | 1 Nov 2026 | Current | 6.69% | 6.59% |
| Variable · investment · interest only | 1 Nov 2026 | Current | 9.14% | 8.95% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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