Home loan rates › Summerland Bank
ECO Investment Home Loan
Summerland Bank
Eco Investment Home Loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.34% | 6.40% | Variable · investment · principal and interest | Not compared in rate tables Green upgrade | CDR | 1 Nov 2026 |
| 6.49% | 6.55% | Variable · investment · principal and interest | Not compared in rate tables Green upgrade | CDR | 1 Nov 2026 |
| 7.04% | 7.10% | Variable · investment · principal and interest | Not compared in rate tables Green upgrade | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.summerland.com.au/cds-au/v1/banking/products/83- Content hash
sha256 edefbaffd21eb6186a2410261e234f7a854047034b965a94bc7d9023b7d24712- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_edefbaffd21eb618_562f7925Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.summerland.com.au/cds-au/v1/banking/products/83- Content hash
sha256 edefbaffd21eb6186a2410261e234f7a854047034b965a94bc7d9023b7d24712- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Increase Fee | Upfront | $225.00 |
| Valuation Fee | Upfront | $300.00 |
| Contract Variation/Consent Fee | Event | $300.00 |
| Mortgage Discharge Fee | Transaction | $250.00 |
| QuickDebit Dishonour Fee | Event | $15.00 |
| Guarantee Establishment Fee | Upfront | $200.00 |
| Settlement Fee | Upfront | Set in your letter of offer |
| Valuation Fee - Construction | Upfront | $800.00 |
| Legal Fee | Upfront | $200.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages. | |
| Extra repayments | Unlimited extra repayments | |
| Guarantor | ||
| Notifications | Event based notifications. | |
| Npp enabled | ||
| Npp payid | Set up a pay ID to receive lightning fast payments. | |
| Other | Save on paper, receive and view your statements online with eStatements. | |
| Redraw | Access additional payments made to your home loan. Minimum $500. | |
| Eligibility: min age | 18 | |
| Eligibility: natural person | ||
| Eligibility: other | Lending criteria apply. | |
| Eligibility: other | The property securing the loan must meet the required sustainability criteria. | |
| Eligibility: residency status | An eligibility constraint based on residency status applies. | |
| Limit: min limit | 30000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 7.04% | 7.10% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.34% | 6.40% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.49% | 6.55% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:green-upgrade | Green upgrade | Left out of the standard home loan table |
rate-selected-by-free-text | Reason this product is not ranked | |
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