Savings account rates › Central West CUL
S11 Mortgage Offset Account
Central West CUL
CDR officialNot listed in rate tables
An Offset home loan allows you to pay off your loan faster by using your savings to reduce the amount of interest you pay.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ib.cwcu.com.au/openbanking/cds-au/v1/banking/products/Mortgage_Offset_Account- Content hash
sha256 2d74e1769e937551422b23b3ba3f3fb85d4c080984ffa8a013848b8167091f31- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2d74e1769e937551_acdc31a5Show details
- Checked
- 1 Nov 2026
- URL
https://ib.cwcu.com.au/openbanking/cds-au/v1/banking/products/Mortgage_Offset_Account- Content hash
sha256 2d74e1769e937551422b23b3ba3f3fb85d4c080984ffa8a013848b8167091f31- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| DIRECT_DEBIT_REJECTION_FEE | Transaction | $10.00 |
| MONTHLY_VISA_CARD_FEE | Periodic | $2.00 |
| PAPER_STATEMENT_FEE | Periodic | $2.50 |
| OVERDRAWN_ACCOUNT_FEE | Withdrawal | $10.00 |
| DORMANT_ACCOUNT_FEE | Event | $10.00 |
| DECLINED_ATM/EFT_FEE | Transaction | $0.50 |
| EFTPOS | Transaction | $0.50 |
| OVER_THE_COUNTER_CASH_WITHDRAWALS | Withdrawal | $1.50 |
| STAFF_ASSISTED_BPAY_TRANSACTION_FEE | Transaction | $1.00 |
| STAFF_ASSISTED_DIRECT_TRANSFER_FEE | Transaction | $5.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa debit card | |
| Unlimited txns | ||
| Digital wallet | Apple, Samsung & Google pay | |
| Digital banking | ||
| Free txns | 3 | 3 Free Bank@Post transactions per month |
| Offset | ||
| Free txns | 4 | 4 Free over the counter withdrawals per month |
| Free txns | 8 | 8 Free EFTPOS transactions per month |
| Unlimited txns | ||
| Other | Funds at Call | |
| Eligibility: residency status | Australian Residents only | |
| Eligibility: min age | 18 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
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