A great way to reach your savings goals, with no fees and a competitive interest rate locked in for terms from 31 days to 60 months.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 2.10% | Fixed · 31 days · $50,000 or more | Business customers | CDR | 1 Nov 2026 |
| 4.90% | Fixed · 3 months · $50,000 or more | Business customers | CDR | 1 Nov 2026 |
| 5.40% | Fixed · 6 months · $50,000 or more | Business customers | CDR | 1 Nov 2026 |
| 5.35% | Fixed · 9 months · $50,000 or more | Business customers | CDR | 1 Nov 2026 |
| 5.35% | Fixed · 1 year · $50,000 or more | Business customers | CDR | 1 Nov 2026 |
| 5.50% | Fixed · 1 year · $50,000 or more | Business customers | CDR | 1 Nov 2026 |
| 5.00% | Fixed · 2 years · $50,000 or more | Business customers | CDR | 1 Nov 2026 |
| 5.20% | Fixed · 2 years · $50,000 or more | Business customers | CDR | 1 Nov 2026 |
| 4.85% | Fixed · 3 years · $50,000 or more | Business customers | CDR | 1 Nov 2026 |
| 5.10% | Fixed · 3 years · $50,000 or more | Business customers | CDR | 1 Nov 2026 |
| 4.85% | Fixed · 4 years · $50,000 or more | Business customers | CDR | 1 Nov 2026 |
| 5.20% | Fixed · 4 years · $50,000 or more | Business customers | CDR | 1 Nov 2026 |
| 4.85% | Fixed · 5 years · $50,000 or more | Business customers | CDR | 1 Nov 2026 |
| 5.30% | Fixed · 5 years · $50,000 or more | Business customers | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cdr.heartlandbank.com.au/cds-au/v1/banking/products/TD02.1- Content hash
sha256 c469d5cf2adb0fdd1a33296448650a816d0a714802041226217a9f7a249a5af9- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_c469d5cf2adb0fdd_f00551b1Show details
- Checked
- 1 Nov 2026
- URL
https://api.cdr.heartlandbank.com.au/cds-au/v1/banking/products/TD02.1- Content hash
sha256 c469d5cf2adb0fdd1a33296448650a816d0a714802041226217a9f7a249a5af9- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Voucher/information retrieval. | Event | Set in your letter of offer |
| Audit certificate | Event | $35.00 |
| Early Redemption administration fee | Event | Set in your letter of offer |
| Early redemption interest penalty fee | Event | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Interest can be reinvested back into the Term Deposit, paid to your account with us, or paid to another financial institution account. | |
| Other | Manage the Term Deposit maturity instructions from within Internet Banking or our app. Tell us how the principal and interest amounts are to be paid when your Term Deposit matures. | |
| Eligibility: other | To open an account, at least one of your account signatories must have a valid email address and an Australian mobile number. | |
| Limit: min balance | 100000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 2 years · $50,000 or more | 1 Nov 2026 | Current | 5.20% |
| Fixed · 1 year · $50,000 or more | 1 Nov 2026 | Current | 5.50% |
| Fixed · 9 months · $50,000 or more | 1 Nov 2026 | Current | 5.35% |
| Fixed · 3 years · $50,000 or more | 1 Nov 2026 | Current | 5.10% |
| Fixed · 6 months · $50,000 or more | 1 Nov 2026 | Current | 5.40% |
| Fixed · 3 years · $50,000 or more | 1 Nov 2026 | Current | 4.85% |
| Fixed · 4 years · $50,000 or more | 1 Nov 2026 | Current | 4.85% |
| Fixed · 5 years · $50,000 or more | 1 Nov 2026 | Current | 5.30% |
| Fixed · 4 years · $50,000 or more | 1 Nov 2026 | Current | 5.20% |
| Fixed · 2 years · $50,000 or more | 1 Nov 2026 | Current | 5.00% |
| Fixed · 1 year · $50,000 or more | 1 Nov 2026 | Current | 5.35% |
| Fixed · 31 days · $50,000 or more | 1 Nov 2026 | Current | 2.10% |
| Fixed · 5 years · $50,000 or more | 1 Nov 2026 | Current | 4.85% |
| Fixed · 3 months · $50,000 or more | 1 Nov 2026 | Current | 4.90% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
Registered channels
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