Home loan rates › Arab Bank Australia Limited
Basics Home Loan Special Offer
Arab Bank Australia Limited
Our Basics Home Loan for owner occupiers with a lifetime discount.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 9.54% | 9.67% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.arabbank.com.au/cds-au/v1/banking/products/BASICS02- Content hash
sha256 076e5096dbd1238b29c8587f0d21ec79b2ac7d3d8d2cb336b2feb5a8f85312d7- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_076e5096dbd1238b_8802b738Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.arabbank.com.au/cds-au/v1/banking/products/BASICS02- Content hash
sha256 076e5096dbd1238b29c8587f0d21ec79b2ac7d3d8d2cb336b2feb5a8f85312d7- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Tenanted Security Report Fee | Event | $100.00 |
| Monthly Service Fee | Periodic | $8.00 |
| Redraw Fee (Online) | Transaction | $10.00 |
| Direct Debit Dishonour Fee | Event | $35.00 |
| Application Fee | Upfront | $600.00 |
| Redraw Fee (Over the Counter) | Transaction | $55.00 |
| Transfer Fee | Event | $300.00 |
| Search Fee | Transaction | $70.00 |
| Arrears Letter Fee | Event | $35.00 |
| Deed Production Fee | Event | $60.00 |
| Rollover Fee | Event | $300.00 |
| Title Change Fee | Event | $100.00 |
| Progress Payment Fee | Event | $100.00 |
| Additional Security Consent Fee | Event | $150.00 |
| Discharge of Security Fee | Exit | $250.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Extra repayments | ||
| Other | Repayment Type: Principal and Interest. | |
| Redraw | ||
| Other | • The Basics Low-Rate Home Loan Offer of 6.40% represents a discount of 3.14% off our Basics Home Loan standard variable rate of 9.54%. • The discount of 3.14% is available for the life of the loan. • Up to 60% LVR, without Lender's Mortgage Insurance. • Principal & Interest. | |
| Other | Loan Purpose: Owner Occupied. | |
| Eligibility: other | This offer is for new customers to the Bank and for customers of the Bank purchasing a new owner occupier property. You may avail of this offer if you have approached the Bank directly, not through a referrer (paid or otherwise). This offer can be withdrawn at any time at the Bank's discretion. | |
| Limit: min limit | 50000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 9.54% | 9.67% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.