The cream of the crop when it comes to our range of home loans on offer.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.04% | 7.21% | Fixed · 1 year · investment · interest only | Package rate: an annual package fee usually applies | CDR | 1 Nov 2026 |
| 7.06% | 7.21% | Fixed · 2 years · investment · interest only | Package rate: an annual package fee usually applies | CDR | 1 Nov 2026 |
| 7.17% | 7.23% | Fixed · 3 years · investment · interest only | Package rate: an annual package fee usually applies | CDR | 1 Nov 2026 |
| 7.17% | 7.23% | Fixed · 4 years · investment · interest only | Package rate: an annual package fee usually applies | CDR | 1 Nov 2026 |
| 7.19% | 7.24% | Fixed · 5 years · investment · interest only | Package rate: an annual package fee usually applies | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://product.defencebank.com.au/cds-au/v1/banking/products/811- Content hash
sha256 599e398b0c303772c8e933018b461a194aa8589ce432c2d2d5b8859b40126780- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_599e398b0c303772_333a601eShow details
- Checked
- 1 Nov 2026
- URL
https://product.defencebank.com.au/cds-au/v1/banking/products/811- Content hash
sha256 599e398b0c303772c8e933018b461a194aa8589ce432c2d2d5b8859b40126780- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Default notice (enforcement notice) | Periodic | $20.00 |
| Break cost fee | Event | $0.00 |
| Arrears reminder notice fee (per letter) | Event | $20.00 |
| Ultimate Package Annual Fee | Periodic | $96.00 |
| Rate lock fee | Upfront | 0.15% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Quick and easy online application. | |
| Complementary product discounts | 15% discount on selected CGU home, contents and landlord insurance. | Insurance |
| Other | No application or establishment fees. | |
| Other | No monthly fees. | |
| Other | Up to two facilities at first draw down or any time during term of loan | Split Loan Facility |
| Other | Loan can be switched between Variable/Fixed interest rates | Fixed or Variable Options |
| Other | Australia-based Contact Centre team who understand the unique challenges and opportunities of being in the defence community | Australia-based Contact Centre |
| Other | Speak with a home loan consultant today to discuss your options | Home Loan Consultants |
| Extra repayments | No fees for extra repayments. | |
| Complementary product discounts | No annual fee on our low rate credit card - $22.50 donation to the Defence Bank Foundation still applies. | Credit Cards |
| Complementary product discounts | No application fee on personal loans. | Personal Loans |
| Bonus rewards | 0.15% p.a. bonus rate on term deposits. | Term Deposits. |
| Eligibility: residency status | Australian Residents only | |
| Eligibility: min age | 18 | |
| Eligibility: other | Individuals must have capacity | Lending criteria |
| Eligibility: other | Purchase/Refinance, investment, purchase vacant land, home imrovement. | Purpose |
| Limit: max lvr | 0.95 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 2 years · investment · interest only | 1 Nov 2026 | Current | 7.06% | 7.21% |
| Fixed · 1 year · investment · interest only | 1 Nov 2026 | Current | 7.04% | 7.21% |
| Fixed · 4 years · investment · interest only | 1 Nov 2026 | Current | 7.17% | 7.23% |
| Fixed · 5 years · investment · interest only | 1 Nov 2026 | Current | 7.19% | 7.24% |
| Fixed · 3 years · investment · interest only | 1 Nov 2026 | Current | 7.17% | 7.23% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.