CHOICE ACCOUNT
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.10% | Variable · $0–$5,000 | CDR | 1 Nov 2026 | |
| 0.50% | Variable · $5,000–$10,000 | CDR | 1 Nov 2026 | |
| 0.50% | Variable · $10,000–$20,000 | CDR | 1 Nov 2026 | |
| 0.55% | Variable · $20,000 or more | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ibanking.ddbank.com.au/OpenBanking/cds-au/v1/banking/products/S6- Content hash
sha256 b03311eb7a2e7b5982d1d440f07adcff87a6153323f28638d6075e7d78397459- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_b03311eb7a2e7b59_4ae9ec90Show details
- Checked
- 1 Nov 2026
- URL
https://ibanking.ddbank.com.au/OpenBanking/cds-au/v1/banking/products/S6- Content hash
sha256 b03311eb7a2e7b5982d1d440f07adcff87a6153323f28638d6075e7d78397459- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| ATM_TRANSACTION_FEE_BALANCE_ENQUIRY | Event | $1.50 |
| ATM_TRANSACTION_FEE_OTHER_ATM_WITHDRAWALS | Transaction | $1.50 |
| CHEQUE_BOOK_ISSUE_100_CHQS | Payment | $32.00 |
| CHEQUE_BOOK_ISSUE_200_CHQS | Payment | $65.00 |
| CHEQUE_BOOK_ISSUE_25_CHQS | Payment | $8.25 |
| ENCODED_DEPOSIT_BOOK_ISSUED | Payment | $3.00 |
| EXCESS_DRAWINGS_FEE | Transaction | $5.00 |
| MEMBERSHIP_FEE | Periodic | $5.00 |
| OVERSEAS_TRANSACTION_FEE | Transaction | $4.00 |
| PERIODIC_PAYMENT_FEE_BRANCH_ACTIONED | Transaction | $6.50 |
| PHONE_ASSISTED_TRANSFERS | Transaction | $2.50 |
| STATEMENT_FEE | Periodic | $2.00 |
| VISA_DEBIT_CARD_REPLACEMENT | Event | $12.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa Debit Card Available | |
| Additional cards | Additional Visa Debit Cards Available | |
| Overdraft | Overdraft facility available | |
| Digital wallet | Apple Pay and Google Pay | |
| Digital banking | Intenet and WCU Connect APP | |
| Npp payid | Osko PayID supported | |
| Npp enabled | Osko PayID or BSB and Account Number supported | |
| Other | Personal Cheque Facility | |
| Eligibility: residency status | Individuals must be citizens or permanent residents of Australia. | |
| Eligibility: other | Must be a member of the Credit Union |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $20,000 or more | 1 Nov 2026 | Current | 0.55% |
| Variable · $5,000–$10,000 | 1 Nov 2026 | Current | 0.50% |
| Variable · $0–$5,000 | 1 Nov 2026 | Current | 0.10% |
| Variable · $10,000–$20,000 | 1 Nov 2026 | Current | 0.50% |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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