Our residential Vacant Land Loans are tailored for individuals with dreams of purchasing vacant land, whether it’s for personal or investment use. The residential construction loans cater for both PAYG and self-employed borrowers.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 8.59% | 8.92% | Variable · unconstrained · interest only | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://cdr-api.latrobefinancial.com.au/cds-au/v1/banking/products/Residential%20Vacant%20Land- Content hash
sha256 8d3040b260aa6f08e6eff307dfa27394451123dc85d5986b538e089fa4d1fc1f- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_8d3040b260aa6f08_97047fb3Show details
- Checked
- 1 Nov 2026
- URL
https://cdr-api.latrobefinancial.com.au/cds-au/v1/banking/products/Residential%20Vacant%20Land- Content hash
sha256 8d3040b260aa6f08e6eff307dfa27394451123dc85d5986b538e089fa4d1fc1f- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | 1.25% |
| Monthly Account Fee | Periodic | $15.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Guarantor | Guarantors with financial benefit acceptable | |
| Digital banking | Access your loan account online to view and track your loan via the La Trobe Financial website. | |
| Eligibility: min age | 18 | |
| Eligibility: employment status | Available to customers who are PAYG or self-employed | |
| Eligibility: residency status | Available to Australian residents only | |
| Limit: max limit | 50000000.00 | |
| Limit: max lvr | 0.75 | |
| Limit: min limit | 100000.00 | |
| Limit: other | ||
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · unconstrained · interest only | 1 Nov 2026 | Current | 8.59% | 8.92% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:land | purpose:land |
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