RedZed's Specialist Home Loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 9.34% | 9.87% | Variable · investment · interest only · LVR 1%–60% | CDR | 1 Nov 2026 | |
| 9.34% | 9.87% | Variable · investment · interest only · LVR 60%–65% | CDR | 1 Nov 2026 | |
| 9.34% | 9.87% | Variable · investment · interest only · LVR 65%–70% | CDR | 1 Nov 2026 | |
| 9.69% | 10.26% | Variable · investment · interest only · LVR 70%–75% | CDR | 1 Nov 2026 | |
| 9.89% | 10.66% | Variable · investment · interest only · LVR 75%–80% | CDR | 1 Nov 2026 | |
| 9.14% | 9.67% | Variable · investment · principal and interest · LVR 1%–60% | CDR | 1 Nov 2026 | |
| 9.14% | 9.67% | Variable · investment · principal and interest · LVR 60%–65% | CDR | 1 Nov 2026 | |
| 9.14% | 9.67% | Variable · investment · principal and interest · LVR 65%–70% | CDR | 1 Nov 2026 | |
| 9.49% | 10.06% | Variable · investment · principal and interest · LVR 70%–75% | CDR | 1 Nov 2026 | |
| 9.69% | 10.46% | Variable · investment · principal and interest · LVR 75%–80% | CDR | 1 Nov 2026 | |
| 9.14% | 9.67% | Variable · owner occupied · interest only · LVR 1%–60% | CDR | 1 Nov 2026 | |
| 9.14% | 9.67% | Variable · owner occupied · interest only · LVR 60%–65% | CDR | 1 Nov 2026 | |
| 9.14% | 9.67% | Variable · owner occupied · interest only · LVR 65%–70% | CDR | 1 Nov 2026 | |
| 8.94% | 9.47% | Variable · owner occupied · principal and interest · LVR 1%–60% | CDR | 1 Nov 2026 | |
| 8.94% | 9.47% | Variable · owner occupied · principal and interest · LVR 60%–65% | CDR | 1 Nov 2026 | |
| 8.94% | 9.47% | Variable · owner occupied · principal and interest · LVR 65%–70% | CDR | 1 Nov 2026 | |
| 9.29% | 9.86% | Variable · owner occupied · principal and interest · LVR 70%–75% | CDR | 1 Nov 2026 | |
| 9.49% | 10.06% | Variable · owner occupied · principal and interest · LVR 75%–80% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.redzed.com/cds-au/v1/banking/products/92ed7735-7938-4d90-98c1-7f691e51e2bb- Content hash
sha256 c5c0abd1d5596640c74782618640c54a2badbce778ee5cfac6bdf107525a54dc- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_c5c0abd1d5596640_7be400ebShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.redzed.com/cds-au/v1/banking/products/92ed7735-7938-4d90-98c1-7f691e51e2bb- Content hash
sha256 c5c0abd1d5596640c74782618640c54a2badbce778ee5cfac6bdf107525a54dc- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee | Event | $399.00 |
| Security Appraisal Fee | Event | Set in your letter of offer |
| Settlement Fee | Event | $975.00 |
| Legal and Administration Fee | Event | $895.00 |
| Split Loan Fee | Event | $350.00 |
| Guarantor Fee | Other | $250.00 |
| Trust Fee | Other | $250.00 |
| Account Management Fee | Periodic | $25.00 |
| Risk Fee | Upfront | 1.00% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | ||
| Redraw | ||
| Digital banking | ||
| Extra repayments | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian Resident | |
| Eligibility: natural person | ||
| Eligibility: business | ||
| Limit: max lvr | 0.80 | |
| Limit: max limit | 1750000.00 | |
| Limit: min limit | 100000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only · LVR 65%–70% | 1 Nov 2026 | Current | 9.14% | 9.67% |
| Variable · owner occupied · principal and interest · LVR 70%–75% | 1 Nov 2026 | Current | 9.29% | 9.86% |
| Variable · owner occupied · principal and interest · LVR 65%–70% | 1 Nov 2026 | Current | 8.94% | 9.47% |
| Variable · investment · interest only · LVR 75%–80% | 1 Nov 2026 | Current | 9.89% | 10.66% |
| Variable · investment · interest only · LVR 70%–75% | 1 Nov 2026 | Current | 9.69% | 10.26% |
| Variable · investment · principal and interest · LVR 70%–75% | 1 Nov 2026 | Current | 9.49% | 10.06% |
| Variable · investment · interest only · LVR 65%–70% | 1 Nov 2026 | Current | 9.34% | 9.87% |
| Variable · investment · principal and interest · LVR 1%–60% | 1 Nov 2026 | Current | 9.14% | 9.67% |
| Variable · investment · interest only · LVR 60%–65% | 1 Nov 2026 | Current | 9.34% | 9.87% |
| Variable · investment · principal and interest · LVR 60%–65% | 1 Nov 2026 | Current | 9.14% | 9.67% |
| Variable · investment · principal and interest · LVR 65%–70% | 1 Nov 2026 | Current | 9.14% | 9.67% |
| Variable · investment · interest only · LVR 1%–60% | 1 Nov 2026 | Current | 9.34% | 9.87% |
| Variable · owner occupied · principal and interest · LVR 75%–80% | 1 Nov 2026 | Current | 9.49% | 10.06% |
| Variable · owner occupied · principal and interest · LVR 60%–65% | 1 Nov 2026 | Current | 8.94% | 9.47% |
| Variable · investment · principal and interest · LVR 75%–80% | 1 Nov 2026 | Current | 9.69% | 10.46% |
| Variable · owner occupied · principal and interest · LVR 1%–60% | 1 Nov 2026 | Current | 8.94% | 9.47% |
| Variable · owner occupied · interest only · LVR 60%–65% | 1 Nov 2026 | Current | 9.14% | 9.67% |
| Variable · owner occupied · interest only · LVR 1%–60% | 1 Nov 2026 | Current | 9.14% | 9.67% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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