Home loan rates › Granite Home Loans Pty Ltd
Granite SMSF Commercial Easy Refinance
Granite Home Loans Pty Ltd
CDR officialNot listed in rate tables
Granite SMSF Commercial Easy Refinance
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.granitehomeloans.com.au/cds-au/v1/banking/products/Granite%20SMSF%20Commercial%20Easy%20Refinance- Content hash
sha256 6397adada17af3026e5ccec842c7836fa8423fdf6f7d178f7b3f26a8bb45c356- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_6397adada17af302_204e2776Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.granitehomeloans.com.au/cds-au/v1/banking/products/Granite%20SMSF%20Commercial%20Easy%20Refinance- Content hash
sha256 6397adada17af3026e5ccec842c7836fa8423fdf6f7d178f7b3f26a8bb45c356- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Lender's Annual Facility Fee | Periodic | $295.00 |
| Fixed Rate Lock Fee | Upfront | $495.00 |
| Discharge Administration Fee | Exit | $2,200.00 |
| Loan Facility Variation Fee | Variation | $450.00 |
| Loan Account Variation Fee | Variation | $250.00 |
| Third Party Costs | Upfront | Set in your letter of offer |
| Valuation Fee | Upfront | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | Available | |
| Extra repayments | Additional payments: Unlimited for variable rate | |
| Extra repayments | Additional payments: Up to $20,000 p.a. for fixed rate | |
| Digital banking | App or Internet | |
| Eligibility: natural person | Individual borrower (as a single or joint borrower): | |
| Eligibility: business | is a company incorporated in Australia; | |
| Eligibility: other | is a trustee of an Australian trust and the trustee meets the eligibility criteria of an individual or company (as above); or | |
| Eligibility: residency status | either an Australian Citizen or a Permanent Resident of Australia); or is an Australian partnership and the partners meet the eligibility criteria or individuals, companies or trusts ; | |
| Eligibility: min age | 18 | Customer at least 18 years of age and above |
| Eligibility: other | 12 months of clean credit history; | |
| Eligibility: other | No indications of financial deterioration; | |
| Eligibility: other | Credit Reports - evidence parties can meet their existing loan commitments | |
| Limit: max lvr | 0.80 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 3500000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: min limit | 50000.00 | |
| Limit: max limit | 3500000.00 | |
| Limit: other | ||
| Limit: other |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-rates | quality:no-rates | |
purpose:smsf | SMSF | Left out of the standard home loan table |
segment:business | Business customers | Listed with business products, not personal ones |
no-rates | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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