The fixed term deposit making a positive difference to more than just your bank balance.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 5.40% | Fixed · 2 years · $500–$1,000,000 | CDR | 1 Nov 2026 | |
| 5.40% | Fixed · 2 years · $500–$3,000,000 | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/f69c781b-9809-4a83-bca8-310bd16461a9- Content hash
sha256 070f6ade802c6be3ef80219221539aa85c39167c02f38fe5f6c4d6667ea2bb3b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_070f6ade802c6be3_19cfcb87Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/f69c781b-9809-4a83-bca8-310bd16461a9- Content hash
sha256 070f6ade802c6be3ef80219221539aa85c39167c02f38fe5f6c4d6667ea2bb3b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| SMS alert fee | Event | $0.25 |
| Staff assisted international payment in foreign currency | Transaction | $30.00 |
| Company/business name searches | Event | $40.00 |
| Security token fee | Event | $50.00 |
| Certificates supplied by the bank | Event | $5.00 |
| Dormancy Fee | Periodic | $10.00 |
| Same day funds transfers within Australia fee (RTGS) | Transaction | $20.00 |
| Inwards Payment fee | Deposit | $0.00 |
| Online international payment in foreign currency | Payment | $10.00 |
| Term Deposit Early Withdrawal | Withdrawal | $0.00 |
| Duplicate statement fee | Event | $5.00 |
| Staff assisted international payment in AUD | Payment | $30.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking. | |
| Other | Early Withdrawal: If you want to withdraw your TD prior to maturity, you are required to provide 31 days' prior notice. You may incur an interest adjustment and a Term Deposit early withdrawal admin fee. | |
| Eligibility: business | Sole traders, Pty Ltd, public companies, partnerships or associations | |
| Eligibility: min age | 0 | Children aged 12 years and younger requires that a parent or guardian is a signatory to the account until the child turns 13 years old. At the age of 13 years old, the parent or guardian may at the child's election, cease to be a signatory. |
| Eligibility: natural person | Natural Person or In trust for a Natural Person or Non-Individual entity | |
| Eligibility: residency status | Be an Australian citizen, permanent resident or have a valid visa; or entity be registered in Australia | AU |
| Limit: min balance | 500.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 2 years · $500–$3,000,000 | 1 Nov 2026 | Current | 5.40% |
| Fixed · 2 years · $500–$1,000,000 | 1 Nov 2026 | Current | 5.40% |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.