Home loan rates › Bank of China
Discount Plus Investment Home Loan (with Principal and Interest Repayment)
Bank of China
Discount Plus Investment Home Loan (with Principal and Interest Repayment)
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.38% | 6.76% | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 8.25% | 8.60% | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api-gateway.bankofchina.com.au/cds-au/v1/banking/products/10391365Plus- Content hash
sha256 d4c75d94cc0c32a631b5c22c5a89cf9a6b62594a6ea05e71c638b1220f729a8d- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_d4c75d94cc0c32a6_98b20650Show details
- Checked
- 1 Nov 2026
- URL
https://api-gateway.bankofchina.com.au/cds-au/v1/banking/products/10391365Plus- Content hash
sha256 d4c75d94cc0c32a631b5c22c5a89cf9a6b62594a6ea05e71c638b1220f729a8d- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual Fee | Periodic | $395.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | ||
| Redraw | ||
| Offset | ||
| Digital banking | ||
| Eligibility: natural person | Individuals | |
| Limit: min limit | 100000 | |
| Limit: max lvr | 0.9 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 8.25% | 8.60% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.38% | 6.76% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
rate-selected-by-free-text | Reason this product is not ranked | |
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