The BankSA Freedom Business Account is a transaction account for business customers to deposit or withdraw funds by various channels. The account has a monthly plan fee and is designed for those who mainly bank electronically.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable · $0–$4,999 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $5,000–$9,999 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $10,000–$19,999 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $20,000–$49,999 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $50,000–$99,999 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $100,000–$249,999 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $250,000–$499,999 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $500,000–$999,999 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $1,000,000 or more | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://digital-api.banksa.com.au/cds-au/v1/banking/products/BSATrBusFreedomBusinessAccount- Content hash
sha256 cab42058cb66d817351ba6897f831970a8f844b84e1f83aecdbedf706d04a82a- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_cab42058cb66d817_2639f13cShow details
- Checked
- 1 Nov 2026
- URL
https://digital-api.banksa.com.au/cds-au/v1/banking/products/BSATrBusFreedomBusinessAccount- Content hash
sha256 cab42058cb66d817351ba6897f831970a8f844b84e1f83aecdbedf706d04a82a- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Keeping Fee | Periodic | $10.00 |
| Internet Banking | Transaction | $0.00 |
| Phone Banking | Transaction | $0.00 |
| VISA Debit Card Transaction | Transaction | $0.00 |
| EFTPOS | Transaction | $0.00 |
| Foreign Currency Conversion Fee | Transaction | 3.00% |
| Bank@Post | Transaction | $0.00 |
| Direct Credit | Deposit | $0.00 |
| Direct Debit | Withdrawal | $0.00 |
| Staff assisted transactions | Transaction | $3.00 |
| Periodical Payment | Payment | $0.00 |
| Cheque Clearing (withdrawal) | Withdrawal | $3.00 |
| Cheque Clearing (deposit) | Deposit | $3.00 |
| Frequent Statement Fee | Event | $0.00 |
| Collection Item | Transaction | $3.00 |
| Agency | Transaction | $0.00 |
| Overdrawn Fee | Event | $15.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Free txns | 5 | 5 in-branch transactions a month: Covers over-the-counter transactions, including cheque deposits and withdrawals |
| Unlimited txns | Unlimited electronic transactions: Covers online and mobile transfers and payments, and direct debits and credits. | |
| Card access | Business Visa Debit card: Separate your business purchases from personal, with a card linked to your business account. | |
| Digital banking | Access anytime, anywhere: Manage and access your account online, on your mobile device, in branch, and via ATMs. | |
| Digital banking | With PayTo, you can see, review and authorise all new PayTo payments for things such as recurring bills, memberships and subscriptions before the money leaves your account. | |
| Notifications | Real-time security alerts delivered: Keep track of your account activity and help identify suspicious activity, with SMS and email alerts. | |
| Other | Make non-cash payments via services such as BPAY, Pay Anyone, OSKO, Overseas Telegraphic Transfer (OTT), Direct Debit and optional cheque book. | |
| Other | Statements: Monthly statements are available | |
| Other | Cheque book, Periodical payments and direct debits, Agency banking features are available | |
| Overdraft | Overdraft option is available | |
| Other | Cash flow supported: BankSA business accounts use Osko, which deposits payments into your account near instantly for immediate use. | |
| Fraud protection | The product includes limited range of FRAUD_PROTECTION features. | |
| Other | Fast, secure payments enabled: Set up PayID to receive payments using your ABN as a unique identifier, which deters scammers. | |
| Other | Online security guaranteed: We'll repay any missing funds if your account is compromised by Internet fraud, as long as you've complied with our T&Cs. | |
| Other | Bonus MYOB for a year - Pay for 1 month of MYOB Business and get a bonus 12 months, when you subscribe with your business transaction account, eligible debit or credit card to take up the offer. Connect to your bank accounts, create and send invoices, and monitor payments. Track income and expenses, scan and store receipts, manage GST, and lodge BAS. | |
| Eligibility: min age | 18 | Applicant plus all signatories |
| Eligibility: other | Customer must be operating using an Australian address. | |
| Eligibility: business | Open an account in minutes if you're: A sole trader or 1-director company, OR Already a BankSA business customer. | |
| Eligibility: other | Sole trader, partnership, company, association, self-managed super fund, trust, or not-for-profit organisation. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $1,000,000 or more | 1 Nov 2026 | Current | 0.00% |
| Variable · $50,000–$99,999 | 1 Nov 2026 | Current | 0.00% |
| Variable · $5,000–$9,999 | 1 Nov 2026 | Current | 0.00% |
| Variable · $20,000–$49,999 | 1 Nov 2026 | Current | 0.00% |
| Variable · $10,000–$19,999 | 1 Nov 2026 | Current | 0.00% |
| Variable · $250,000–$499,999 | 1 Nov 2026 | Current | 0.00% |
| Variable · $100,000–$249,999 | 1 Nov 2026 | Current | 0.00% |
| Variable · $500,000–$999,999 | 1 Nov 2026 | Current | 0.00% |
| Variable · $0–$4,999 | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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