Home loan rates › Greater Bank
Discounted Great Rate Home Loan - Variable Investment
Greater Bank
Basic home loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.44% | 6.45% | Variable · investment · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.greater.com.au/cds-au/v1/banking/products/3355- Content hash
sha256 fbe3db6cb11d9a1f0aa5d7057e1a959ca5486c957b8c1b8e452d617201fa0f79- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_fbe3db6cb11d9a1f_ea672110Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.greater.com.au/cds-au/v1/banking/products/3355- Content hash
sha256 fbe3db6cb11d9a1f0aa5d7057e1a959ca5486c957b8c1b8e452d617201fa0f79- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Discharge administration fee | Exit | $300.00 |
| Registration fee | Event | Set in your letter of offer |
| Default notice fee | Late payment | $50.00 |
| SMS alert fee | Transaction | $0.20 |
| Bank transfer fee | Withdrawal | $8.00 |
| Mortgage Insurance Premium Fee | Upfront | Set in your letter of offer |
| Foreign currency deposit fee | Deposit | $5.00 |
| Legal fee | Event | Set in your letter of offer |
| Progress inspection fee | Event | Set in your letter of offer |
| Additional loan / Top Up fee | Upfront | $350.00 |
| Title insurance premium | Upfront | Set in your letter of offer |
| Default Administration Fee | Late payment | $50.00 |
| Law stationers fee | Event | Set in your letter of offer |
| Mercantile agents fee | Event | Set in your letter of offer |
| Administration fee | Variation | $350.00 |
| Government charges | Event | Set in your letter of offer |
| Guarantee fee | Upfront | $200.00 |
| Construction Loan Draw Down Fee | Withdrawal | $80.00 |
| EasyPay notification fee - SMS | Withdrawal | $0.20 |
| Information fee | Enquiry | $20.00 |
| Property Exchange Australia (PEXA) transaction fee | Event | Set in your letter of offer |
| Conversion fee - Switch to any other loan type | Variation | $350.00 |
| Settlement processing fee | Upfront | $180.00 |
| Redraw over-the-counter fee | Withdrawal | $30.00 |
| Establishment fee | Upfront | $500.00 |
| Information fee - Per Page | Enquiry | $1.00 |
| EasyPay notification fee - Letter | Withdrawal | $8.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Notifications | SMS or Email | Receive notification from bank of your nominated transactions (e.g. low account balance warning; credits over $500) |
| Other | Split Loan | |
| Cashback offer | 2500.00 | Switching to Greater Bank could score you up to $2,500 cashback. Applicable for eligible owner occupied and investment home loans. $2,000 cashback for loans ≥$250,000 with LVR of less than or equal to 80%, or $2,500 cashback for loans ≥$500,000 with LVR of less than or equal to 80%. Only one (1) Cashback Payment per eligible loan, and for first eligible loan only. Not available in conjunction with any other promotional payment. Offer may be varied or withdrawn at any time. See the full Cashback Offer Terms and Conditions. Terms, conditions, fees, charges and credit criteria apply. |
| Digital banking | ||
| Cashback offer | 2,500-3,000 | Online cashback offer available on eligible loans for applications submitted through our online application channel. See offer terms and conditions for details. |
| Guarantor | ||
| Redraw | Fee free redraw via Online Banking. $30 fee for over the counter redraw. | |
| Extra repayments | ||
| Eligibility: min age | 18 | |
| Eligibility: natural person | ||
| Eligibility: other | Must be identifiable in terms of legislative requirements. Lending criteria apply. | |
| Eligibility: residency status | Australian Residents only | |
| Limit: min limit | 150000.00 | |
| Limit: max lvr | 0.80 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.44% | 6.45% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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