With our One Account for Business, you will earn a savings rate of interest on your positive balances in your account. Enjoy the convenience of a debit card and access to an optional overdraft to help manage your practice cashflow
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.10% | Variable | Business customersCertain occupations | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cds.boqspecialist.com.au/cds-au/v1/banking/products/20186288-5c03-ee11-8f6e-00224814dce7- Content hash
sha256 2b8d6959f466dbab8cd91907d174a8f97fd0a4433e2a069b60ba0a1ab35a9fbf- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2b8d6959f466dbab_286f05c6Show details
- Checked
- 1 Nov 2026
- URL
https://api.cds.boqspecialist.com.au/cds-au/v1/banking/products/20186288-5c03-ee11-8f6e-00224814dce7- Content hash
sha256 2b8d6959f466dbab8cd91907d174a8f97fd0a4433e2a069b60ba0a1ab35a9fbf- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Overdrawn Account Fee | Event | $15.00 |
| Transaction Fee (international) | Transaction | $30.00 |
| Foreign ATM Fee | Withdrawal | $5.00 |
| Optional Overdraft Facility Application Fee | Upfront | $0.00 |
| Express PIN delivery | Event | $30.00 |
| Replacement of Online Banking security credential | Replacement | $50.00 |
| GCAS emergency card replacement Fee | Replacement | $175.00 |
| ATM transactions per activity | Withdrawal | Set in your letter of offer |
| Dishonour Fee | Dishonour | $45.00 |
| Direct Debit Fee | Payment | $0.00 |
| Online Banking Security credential | Replacement | $0.00 |
| Optional Overdraft Facility Application Fee | Upfront | $495.00 |
| Bank Audit Certificate | Event | $30.00 |
| Foreign Currency Conversion Fee | Purchase | 2.95% |
| Express card delivery | Event | $40.00 |
| Transaction Fee Real Time Gross Settlement (RTGS) - which is a same day payment request | Transaction | $30.00 |
| Bank Cheque Fee | Event | $10.00 |
| Transaction Fee (overnight) | Transaction | $0.00 |
| Duplicate and Interim Statement Fee | Enquiry | $5.00 |
| Voucher Retrieval Fee | Event | $10.00 |
| Trace Fee | Event | $20.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Unlimited txns | Free ATM withdrawals at over 2,100 atmx by Armaguard ATMs, as well as all BOQ branch ATMs and the four major banks Australia wide | |
| Overdraft | Access to an optional overdraft facility | |
| Digital wallet | Apple Pay | Easy, fast and secure payments with Apple Pay |
| Other | Earn a savings rate of interest on your everyday account balance | |
| Card access | Easy Access | Easily access your funds using your Visa debit card |
| Digital wallet | Google Pay | Easy, fast and secure payments with Google Pay |
| Bill payment | BPAY and Pay Anyone | Easily access your funds using your Visa debit card, via online banking and our mobile app including BPAY and Pay Anyone functionality |
| Other | Ability to deposit funds over-the-counter at any BOQ and ANZ branch Australia-wide | |
| Other | Integration with accounting software including MYOB, Xero and Banklink, allowing you to easily manage your practice cashflow | |
| Other | Simplify bulk payments with batch debit and credit facilities | |
| Other | When you become a BOQ Specialist client you will be matched with a dedicated financial specialist who can assist with all of your personal and business banking needs. | |
| Digital banking | Easily access your funds using your Visa debit card, via online banking and our mobile app including BPAY and Pay Anyone functionality | |
| Eligibility: other | Product is offered to medical, dental, veterinary & accounting professionals only | |
| Eligibility: business |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.10% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
eligibility:occupation | Certain occupations | Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged |
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