Variable Rate Investment Property Loan

Westpac

CDR officialNot ranked in rate tables

A variable rate loan which gives flexibility and a choice of different payment options for investment or business purposes.

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

Rate	Comparison*	Applies to	Conditions	Source	Since
Comparison rate not published. See the lender for this rate.		Variable · investment · interest only	Not compared in rate tables	CDR	1 Nov 2026
Comparison rate not published. See the lender for this rate.		Variable · investment · principal and interest	Not compared in rate tables	CDR	1 Nov 2026

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

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Source

CDR officialConsumer Data Right product dataShow where this comes from

Fetched: 1 Nov 2026
URL: https://digital-api.westpac.com.au/cds-au/v1/banking/products/HLVariableInvestment
Content hash: sha256 4f2201677019431394dee308ec6c2da49e0e35a2fe21b36708602b5ec5e081cc
Rule version: mapper@0.1.2

Consumer Data Right product dataev_cdr_4f22016770194313_d028283bShow details

Checked: 1 Nov 2026
URL: https://digital-api.westpac.com.au/cds-au/v1/banking/products/HLVariableInvestment
Content hash: sha256 4f2201677019431394dee308ec6c2da49e0e35a2fe21b36708602b5ec5e081cc
Excerpt: —
Rule version: mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

Fee	Type	Amount
Lending Establishment Fee	Upfront	$600.00
Bank Cheque Issuance Fee	Event	$10.00
Monthly Loan Account Fee	Periodic	$8.00
Missed Payment Fee	Late payment	$15.00
Document Processing Fee	Event	$100.00
Account Overdrawn Fee	Event	$15.00
Loan Discharge Fee	Exit	$350.00
Annual Package Fee	Periodic	$395.00
Lenders Mortgage Insurance Premium	Upfront	Set in your letter of offer
Property Valuer Fee	Event	Set in your letter of offer

Features and eligibility

Item	Value	Details
Redraw		The product includes redraw features
Other		A variable rate loan which gives flexibility and a choice of different payment options for investment purposes. The loan can be used for investment residential property purchase, construction of single residential dwelling, refinancing of an existing investment property loan, other investment opportunities (e.g. shares), personal purposes, refinancing of existing loans
Complementary product discounts	You save on fees when you choose the Premier Advantage Package, however an annual package fee of $395 applies.
Other		Partial Split is available
Other		Cancellation of the package: You may cancel your Package at any time by giving us a written request. Your Package will be cancelled, and all benefits will cease, when we receive your written request.
Other		Loan Payment Method - Direct Debit (preferred), Direct Credit, Branch Payment, Internet or Phone Banking
Other		Repayment frequencies includes weekly, fortnightly or monthly
Other		Substituting a security: You may ask us to accept a new mortgage over other land as a substitute for any mortgage which is security for your loan. We may agree to this if you satisfy any reasonable requirements that we have, such as repaying part of the loan amount. We will require the new mortgage to be provided at the same time that the existing mortgage is discharged. We charge a fee for substituting a mortgage or other security.
Other		Statements of account: We will send you a statement of your loan account at least every six months or more frequently if you request
Other		The product provides switching (from another product) feature
Other		This loan can be part of a combination loan/construction loan
Other		The product provides options which includes BPAY, reduced repayments (incl. parental leave), progressive drawdown, repayment holiday, portability,smartPay, loan increase (top up), premier advantage package and lenders mortgage insurance
Extra repayments		The product includes extra repayment features.
Fraud protection		The product includes fraud protection features.
Guarantor		Subject to terms and conditions, this product includes guarantor features.
Relationship management		Relationship management is available for eligible customers.
Eligibility: other		Individuals, Companies, Discretionary or Family Trusts (individual or non-individual trustees)
Limit: min lvr	0.00
Limit: max lvr	0.95
Limit: min limit	10000.00
Limit: other
Limit: other
Limit: other
Limit: other

Rate history

Rate	From	To	Rate p.a.	Comparison
Variable · investment · principal and interest	1 Nov 2026	Current	Comparison rate not published
Variable · investment · interest only	1 Nov 2026	Current	Comparison rate not published

Tag	Meaning	Effect
`comparison-rate-missing`	Reason this product is not ranked

Registered channels

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