Our Advantage Plus Account is a straightforward 'at call' transaction account available exclusively to members aged 55 years and over. This account enables you to manage your everyday banking while earning a competitive rate of interest.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.01% | Variable · $0–$4,999 | CDR | 1 Nov 2026 | |
| 2.00% | Variable · $4,999–$49,999 | CDR | 1 Nov 2026 | |
| 3.50% | Variable · $49,999 or more | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://cdrbank.racq.com.au/cds-au/v1/banking/products/601- Content hash
sha256 3f3178b4c2dab0ed4434c42c51631c1b1a4c3cd8bbd5b53d4268fb20492322fa- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_3f3178b4c2dab0ed_ee12203aShow details
- Checked
- 1 Nov 2026
- URL
https://cdrbank.racq.com.au/cds-au/v1/banking/products/601- Content hash
sha256 3f3178b4c2dab0ed4434c42c51631c1b1a4c3cd8bbd5b53d4268fb20492322fa- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Audit Certificate | Event | $25.00 |
| Card / PIN Postage (International) | Event | $9.00 |
| Dishonour | Event | $1.00 |
| Cash Request | Withdrawal | Set in your letter of offer |
| Foreign currency conversion fee | Event | Set in your letter of offer |
| Bank Recall | Event | $20.00 |
| Default Administration | Event | $20.00 |
| Card / PIN via Courier (within Australia) | Event | $30.00 |
| Bank Trace | Event | $20.00 |
| Emergency Replacement Card through Visa (International) | Event | $300.00 |
| Visa Chargeback | Event | $27.50 |
| Card / PIN via Courier (International) | Event | Set in your letter of offer |
| Dishonour - Manual | Event | $22.00 |
| Overseas Telegraphic Transfer in Local Currency | Payment | $30.00 |
| Bank@Post Cheque Dishonour | Dishonour | Set in your letter of offer |
| Default Enforcement Expenses | Other | Set in your letter of offer |
| Telegraphic Transfer - Outward (within Australia) | Payment | $35.00 |
| Overseas Telegraphic Transfer in Australian Dollars | Payment | $60.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa Debit card | |
| Additional cards | null | |
| Digital wallet | Google Pay | |
| Npp payid | ||
| Digital banking | ||
| Digital wallet | Apple Pay | |
| Npp enabled | ||
| Unlimited txns | RACQ Bank has removed fees for most everyday transactions, such as eftpos transactions, internet transfers and direct debits. | |
| Digital wallet | Samsung Pay | |
| Eligibility: natural person | ||
| Eligibility: residency status | Australian Resident | |
| Eligibility: min age | 55 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $49,999 or more | 1 Nov 2026 | Current | 3.50% |
| Variable · $0–$4,999 | 1 Nov 2026 | Current | 0.01% |
| Variable · $4,999–$49,999 | 1 Nov 2026 | Current | 2.00% |
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