Savings account rates › gmcu
My Offset
gmcu
CDR officialNot listed in rate tables
The My Offset account uses your savings balance to reduce the interest charged to an eligible gmcu home loan.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
| 0.00% | Variable | | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://secure.gmcu.com.au/OpenBanking/cds-au/v1/banking/products/My_Offset- Content hash
sha256 a2268be652efca285545805f6482b9c43082e20565f32db38587bf8a8a229c05- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_a2268be652efca28_cf93e0cdShow details
- Checked
- 1 Nov 2026
- URL
https://secure.gmcu.com.au/OpenBanking/cds-au/v1/banking/products/My_Offset- Content hash
sha256 a2268be652efca285545805f6482b9c43082e20565f32db38587bf8a8a229c05- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|
| CHEQUES_YOU_DEPOSIT | Transaction | $0.20 |
| ATM_BALANCE_ENQUIRY | Event | $0.50 |
| DECLINED_ATM_OR_EFTPOS_TRANSACTION | Event | $1.00 |
| BRANCH_WITHDRAWAL | Withdrawal | $4.00 |
Features and eligibility
| Item | Value | Details |
|---|
| Bill payment | | |
| Card access | | |
| Digital banking | | |
| Npp enabled | | |
| Npp payid | | |
| Offset | | |
| Unlimited txns | | Electronic withdrawals |
| Unlimited txns | | Card purchase / EFTPOS / ATM |
| Eligibility: other | | product is only available to members with an eligible gmcu home loan |
| Eligibility: natural person | | |
| Limit: min balance | 1.00 | |
Rate history
| Rate | From | To | Rate p.a. |
|---|
| Variable | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked |
How tags and ranking work
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