Term Deposit

Westpac

CDR official

Term Deposit Fixed Rate Savings. After a fixed return on your investment? Open or renew a Term Deposit now online or in-branch.

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

Rate	Applies to	Conditions	Source	Since
0.10%	Bonus	Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate	CDR	1 Nov 2026
1.40%	Fixed · 1 month		CDR	1 Nov 2026
1.40%	Fixed · 1 month		CDR	1 Nov 2026
1.60%	Fixed · 2 months		CDR	1 Nov 2026
1.65%	Fixed · 2 months		CDR	1 Nov 2026
3.20%	Fixed · 3 months		CDR	1 Nov 2026
3.25%	Fixed · 3 months		CDR	1 Nov 2026
3.35%	Fixed · 4 months		CDR	1 Nov 2026
3.40%	Fixed · 4 months		CDR	1 Nov 2026
3.40%	Fixed · 5 months		CDR	1 Nov 2026
3.45%	Fixed · 5 months		CDR	1 Nov 2026
3.35%	Fixed · 6 months		CDR	1 Nov 2026
3.40%	Fixed · 6 months		CDR	1 Nov 2026
3.50%	Fixed · 7 months		CDR	1 Nov 2026
3.55%	Fixed · 7 months		CDR	1 Nov 2026
3.55%	Fixed · 8 months		CDR	1 Nov 2026
3.60%	Fixed · 8 months		CDR	1 Nov 2026
3.60%	Fixed · 9 months		CDR	1 Nov 2026
3.65%	Fixed · 9 months		CDR	1 Nov 2026
3.65%	Fixed · 10 months		CDR	1 Nov 2026
3.70%	Fixed · 10 months		CDR	1 Nov 2026
3.70%	Fixed · 11 months		CDR	1 Nov 2026
3.75%	Fixed · 11 months		CDR	1 Nov 2026
4.70%	Fixed · 1 year		CDR	1 Nov 2026
4.70%	Fixed · 1 year		CDR	1 Nov 2026
4.75%	Fixed · 1 year		CDR	1 Nov 2026
5.20%	Fixed · 1 year		CDR	1 Nov 2026
4.70%	Fixed · 23 months		CDR	1 Nov 2026
4.70%	Fixed · 23 months		CDR	1 Nov 2026
4.75%	Fixed · 23 months		CDR	1 Nov 2026
4.45%	Fixed · 35 months		CDR	1 Nov 2026
4.45%	Fixed · 35 months		CDR	1 Nov 2026
4.50%	Fixed · 35 months		CDR	1 Nov 2026
3.95%	Fixed · 47 months		CDR	1 Nov 2026
3.95%	Fixed · 47 months		CDR	1 Nov 2026
4.00%	Fixed · 47 months		CDR	1 Nov 2026
3.95%	Fixed · 59 months		CDR	1 Nov 2026
3.95%	Fixed · 59 months		CDR	1 Nov 2026
4.00%	Fixed · 59 months		CDR	1 Nov 2026
3.95%	Fixed · 5 years		CDR	1 Nov 2026
3.95%	Fixed · 5 years		CDR	1 Nov 2026
4.00%	Fixed · 5 years		CDR	1 Nov 2026

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Source

CDR officialConsumer Data Right product dataShow where this comes from

Fetched: 1 Nov 2026
URL: https://digital-api.westpac.com.au/cds-au/v1/banking/products/TDTermDeposit
Content hash: sha256 1eb0c24200468e2cec938d5e944a4f08cc3ad8f637963329527720a18706d4eb
Rule version: mapper@0.1.2

Consumer Data Right product dataev_cdr_1eb0c24200468e2c_14177b27Show details

Checked: 1 Nov 2026
URL: https://digital-api.westpac.com.au/cds-au/v1/banking/products/TDTermDeposit
Content hash: sha256 1eb0c24200468e2cec938d5e944a4f08cc3ad8f637963329527720a18706d4eb
Excerpt: —
Rule version: mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

Fee	Type	Amount
Bank cheque	Transaction	$10.00
Bank cheque Online	Transaction	$0.00
Refunding a Bank cheque no longer required - original presented	Transaction	$0.00
Refunding / Replacing a Bank cheque - original lost, stolen or destroyed	Replacement	$0.00

Features and eligibility

Item	Value	Details
Other		Fixed return: With a fixed interest rate over a fixed term, you?ll know exactly how much you?re going to earn
Other		Choice of terms: Pick a term from 1 month to 5 years, knowing your money will be invested securely.
Digital banking		Easy to manage: Easily view and manage your investment in Online Banking and the Westpac App.
Other		Options at maturity: Choose whether to withdraw funds or reinvest, or set up instructions in advance.
Other		On Term Deposits opened or renewed by a Westpac customer. T&Cs apply.
Other		For deposits of $5,000 to $2,000,000 on terms of 12 months.
Other		Personal Customers can open account either by Branch, Phone or Online.
Other		Statements sent includes confirmation, maturity, renewal and repayment advices
Fraud protection		The product includes limited fraud protection features.
Relationship management		Relationship management is available for eligible customers.
Other		For 12-month terms: interest can be paid monthly, half yearly or at maturity.
Other		Add 0.10% p.a. online bonus rate to these rates if you?re already with Westpac and opening or renewing online
Other		Online, Term Deposits can only be opened with a minimum term of one month, however once matured they can be renewed for terms ranging from 7 days to 5 years: if opened through a staff member, they can be established for terms as short as 7 days.
Eligibility: other		Personal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are not eligible for electronic access.
Eligibility: residency status	Those with an Australian residential address and who are currently in Australia.
Eligibility: other		Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader.
Limit: min balance	5000.00
Limit: max balance	2000000.00

Rate history

Rate	From	To	Rate p.a.
Fixed · 1 year	1 Nov 2026	Current	4.70%
Fixed · 5 months	1 Nov 2026	Current	3.40%
Fixed · 9 months	1 Nov 2026	Current	3.60%
Fixed · 11 months	1 Nov 2026	Current	3.70%
Fixed · 59 months	1 Nov 2026	Current	4.00%
Fixed · 5 years	1 Nov 2026	Current	4.00%
Fixed · 5 years	1 Nov 2026	Current	3.95%
Fixed · 1 year	1 Nov 2026	Current	4.75%
Fixed · 1 month	1 Nov 2026	Current	1.40%
Fixed · 3 months	1 Nov 2026	Current	3.25%
Fixed · 3 months	1 Nov 2026	Current	3.20%
Fixed · 47 months	1 Nov 2026	Current	3.95%
Fixed · 23 months	1 Nov 2026	Current	4.70%
Fixed · 59 months	1 Nov 2026	Current	3.95%
Fixed · 4 months	1 Nov 2026	Current	3.40%
Fixed · 8 months	1 Nov 2026	Current	3.55%
Fixed · 8 months	1 Nov 2026	Current	3.60%
Fixed · 35 months	1 Nov 2026	Current	4.45%
Fixed · 23 months	1 Nov 2026	Current	4.70%
Fixed · 35 months	1 Nov 2026	Current	4.50%
Fixed · 7 months	1 Nov 2026	Current	3.50%
Fixed · 6 months	1 Nov 2026	Current	3.40%
Bonus	1 Nov 2026	Current	0.10%
Fixed · 1 year	1 Nov 2026	Current	5.20%
Fixed · 10 months	1 Nov 2026	Current	3.65%
Fixed · 59 months	1 Nov 2026	Current	3.95%
Fixed · 7 months	1 Nov 2026	Current	3.55%
Fixed · 2 months	1 Nov 2026	Current	1.65%
Fixed · 11 months	1 Nov 2026	Current	3.75%
Fixed · 35 months	1 Nov 2026	Current	4.45%
Fixed · 5 months	1 Nov 2026	Current	3.45%
Fixed · 4 months	1 Nov 2026	Current	3.35%
Fixed · 1 month	1 Nov 2026	Current	1.40%
Fixed · 6 months	1 Nov 2026	Current	3.35%
Fixed · 10 months	1 Nov 2026	Current	3.70%
Fixed · 1 year	1 Nov 2026	Current	4.70%
Fixed · 47 months	1 Nov 2026	Current	4.00%
Fixed · 23 months	1 Nov 2026	Current	4.75%
Fixed · 5 years	1 Nov 2026	Current	3.95%
Fixed · 2 months	1 Nov 2026	Current	1.60%
Fixed · 47 months	1 Nov 2026	Current	3.95%
Fixed · 9 months	1 Nov 2026	Current	3.65%

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