Savings account rates › Regional Australia Bank
Savings Account
Regional Australia Bank
CDR officialNot ranked in rate tables
Earn a boosted introductory interest rate for the first 3 months when you open up our Savings Account.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 2.20% | Introductory | Introductory rate for a limited period, then the standard rate applies Bonus conditions are described in the lender's own words; see the lender's page Not compared in rate tables | CDR | 1 Nov 2026 |
| 3.25% | Variable | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/8fa9fb51-9f4d-4d3f-b586-f9b48c25287d- Content hash
sha256 d4532afa2a6d736d908cb391dfb37242d3233795091abc4a65613e7e942155ae- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_d4532afa2a6d736d_767458adShow details
- Checked
- 1 Nov 2026
- URL
https://public-data.cdr.regaustbank.io/cds-au/v1/banking/products/8fa9fb51-9f4d-4d3f-b586-f9b48c25287d- Content hash
sha256 d4532afa2a6d736d908cb391dfb37242d3233795091abc4a65613e7e942155ae- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Cheque Deposit Fee | Deposit | $0.50 |
| Direct Debit Dishonour | Dishonour | $5.00 |
| Bank Cheque Fee | Event | $11.00 |
| Access Fee | Periodic | $0.00 |
| Overlimit Fee | Event | $3.50 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Notifications | SMS and email alerts | Track payments with SMS and email alerts. |
| Npp payid | This account can be used as the target of an NPP PayID. | |
| Other | Government Guarantee: Combined balances of up to $250,000 per account holder are guaranteed and secured by the Australian Government. | |
| Digital banking | Bank 24/7 wherever you are and whenever you want with RAB mobile and internet banking. | |
| Bill payment | BPAY & Automatic Transfers | Automatic payments can be scheduled to pay your bills and/or split your pay into designated savings accounts. |
| Unlimited txns | Internet, Mobile & Phone Banking transactions. | |
| Eligibility: residency status | Australian Resident | Individuals must be citizens or permanent residents of Australia. |
| Eligibility: other | As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account. | |
| Eligibility: other | The product is only available to new members or existing members transferring funds from another financial institution | |
| Limit: min balance | 1.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 3.25% |
| Introductory | 1 Nov 2026 | Current | 2.20% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-unstated | Bonus conditions in the lender's own words | A total rate can't be worked out, so the product is display only |
bonus-conditions-free-text | Reason this product is not ranked | |
bonus-base-relationship-unstated | Reason this product is not ranked | |
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