Mortgage Ezy Propel Full Doc residential mortgage for owner-occupied or investment purposes.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 65% or less · $100,000–$2,500,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 65%–70% · $100,000–$2,500,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 70%–75% · $100,000–$2,500,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 75%–80% · $100,000–$2,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 80%–85% · $100,000–$1,500,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 85%–90% · $100,000–$1,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 65% or less · $100,000–$2,500,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 65%–70% · $100,000–$2,500,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 70%–75% · $100,000–$2,500,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 75%–80% · $100,000–$2,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 80%–85% · $100,000–$1,500,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 85%–90% · $100,000–$1,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 65% or less · $100,000–$2,500,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 65%–70% · $100,000–$2,500,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 70%–75% · $100,000–$2,500,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 75%–80% · $100,000–$2,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 80%–85% · $100,000–$1,500,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 85%–90% · $100,000–$1,000,000 | Not compared in rate tables | CDR | 1 Nov 2026 | |
| 6.49% | 6.55% | Variable · owner occupied · principal and interest · LVR 65% or less · $100,000–$2,500,000 | CDR | 1 Nov 2026 | |
| 6.64% | 6.70% | Variable · owner occupied · principal and interest · LVR 65%–70% · $100,000–$2,500,000 | CDR | 1 Nov 2026 | |
| 6.89% | 6.95% | Variable · owner occupied · principal and interest · LVR 70%–75% · $100,000–$2,500,000 | CDR | 1 Nov 2026 | |
| 6.89% | 6.95% | Variable · owner occupied · principal and interest · LVR 75%–80% · $100,000–$2,000,000 | CDR | 1 Nov 2026 | |
| 7.34% | 7.45% | Variable · owner occupied · principal and interest · LVR 80%–85% · $100,000–$1,500,000 | CDR | 1 Nov 2026 | |
| 7.44% | 7.60% | Variable · owner occupied · principal and interest · LVR 85%–90% · $100,000–$1,000,000 | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.mezy.mamoney.com.au/cds-au/v1/banking/products/53ae64b1-21f0-497c-a08a-ce3939961760- Content hash
sha256 fc247daa260249e5f9852c0c1b05543f639b0609f9b757170a013d591c8687bc- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_fc247daa260249e5_0a8b035fShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.mezy.mamoney.com.au/cds-au/v1/banking/products/53ae64b1-21f0-497c-a08a-ce3939961760- Content hash
sha256 fc247daa260249e5f9852c0c1b05543f639b0609f9b757170a013d591c8687bc- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | $500.00 |
| Valuation Fee | Event | Set in your letter of offer |
| Funder's Legal Fee | Event | Set in your letter of offer |
| Settlement Fee | Event | $0.00 |
| Monthly Offset Fee | Periodic | $10.00 |
| Discharge Fee | Exit | Set in your letter of offer |
| Risk Fee – LVR >80% to 85% | Upfront | 1.00% |
| Risk Fee – LVR >85% to 90% | Upfront | 2.00% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | A 100% offset account is available. | |
| Other | Interest Only repayments are available for up to 5 years for Owner Occupied and Investment loans, then reverting to Principal and Interest. | |
| Other | Risk Fee Waiver option is shown in the current guide with a +0.50% rate loading for eligible loans up to $1.5m; conditions and credit criteria apply. | |
| Eligibility: residency status | Australian citizens, New Zealand citizens residing in Australia, Australian permanent residents, and eligible expat borrowers | |
| Eligibility: other | No Credit Score, CCR or DTI requirements. All income types accepted. Individual, Company or Trust borrowers acceptable. | |
| Eligibility: other | Net Debt to Income (NDI) of 1.1 required at LVR above 80%. Common Debt Reducer available. Genuine Savings not required. | |
| Eligibility: other | Standard loan term up to 30 years. A 31–40 year term is available only for eligible first-home purchasers where all applicants are aged 40 or under and the loan is no more than $2m. | |
| Eligibility: other | Full Documentation (Full Doc): PAYG — 2 recent payslips. Self-Employed — 1 year personal tax return and NOA (no older than 21 months). Simple Self-Employed (company directors): 3 months payslips and last ATO income statement. Alt Doc accepted: Accountant Letter, Business Bank Statements, or BAS. | |
| Eligibility: other | Eligible borrower structures include individuals, eligible trusts and Australian-domiciled companies, subject to applicable ownership and director requirements. | |
| Eligibility: other | Cash out available for any purpose to maximum LVR. | |
| Limit: min limit | 100000.00 | |
| Limit: max limit | 1000000.00 | |
| Limit: max limit | 1500000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 2500000.00 | |
| Limit: max limit | 1500000.00 | |
| Limit: max limit | 500000.00 | |
| Limit: max lvr | 0.9000 | |
| Limit: max lvr | 0.8000 | |
| Limit: max lvr | 0.7000 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 80%–85% · $100,000–$1,500,000 | 1 Nov 2026 | Current | 7.34% | 7.45% |
| Variable · investment · interest only · LVR 65% or less · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 65% or less · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 85%–90% · $100,000–$1,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 65%–70% · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 75%–80% · $100,000–$2,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 65% or less · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 75%–80% · $100,000–$2,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 70%–75% · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 85%–90% · $100,000–$1,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · principal and interest · LVR 75%–80% · $100,000–$2,000,000 | 1 Nov 2026 | Current | 6.89% | 6.95% |
| Variable · investment · principal and interest · LVR 80%–85% · $100,000–$1,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · principal and interest · LVR 70%–75% · $100,000–$2,500,000 | 1 Nov 2026 | Current | 6.89% | 6.95% |
| Variable · owner occupied · interest only · LVR 65%–70% · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 65%–70% · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 75%–80% · $100,000–$2,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 80%–85% · $100,000–$1,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 70%–75% · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · principal and interest · LVR 65% or less · $100,000–$2,500,000 | 1 Nov 2026 | Current | 6.49% | 6.55% |
| Variable · investment · interest only · LVR 70%–75% · $100,000–$2,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · principal and interest · LVR 65%–70% · $100,000–$2,500,000 | 1 Nov 2026 | Current | 6.64% | 6.70% |
| Variable · owner occupied · interest only · LVR 80%–85% · $100,000–$1,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 85%–90% · $100,000–$1,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · principal and interest · LVR 85%–90% · $100,000–$1,000,000 | 1 Nov 2026 | Current | 7.44% | 7.60% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
comparison-rate-missing | Reason this product is not ranked | |
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