Savings account rates › Auswide Bank Ltd
MORTGAGE OFFSET ACCOUNT
Auswide Bank Ltd
CDR officialNot listed in rate tables
A mortgage offset account
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.auswidebank.com.au/openbanking/cds-au/v1/banking/products/980a2b84-1857-4ee3-b34a-6232d4def985- Content hash
sha256 5433e02ec24d99cdf629328f607b6886af5b3d49bb63d83df6bc8ccd27a1db6f- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_5433e02ec24d99cd_aebb612cShow details
- Checked
- 1 Nov 2026
- URL
https://api.auswidebank.com.au/openbanking/cds-au/v1/banking/products/980a2b84-1857-4ee3-b34a-6232d4def985- Content hash
sha256 5433e02ec24d99cdf629328f607b6886af5b3d49bb63d83df6bc8ccd27a1db6f- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| ACCOUNT_SERVICE_FEE_-_MORTGAGE_OFFSET_ACCOUNT | Periodic | $10.00 |
| CHEQUE_WITHDRAWAL_USING_CHEQUE_BOOK | Withdrawal | $2.00 |
| RTGS_OUTWARD_PAYMENT_FEE | Transaction | $20.00 |
| TELEGPRAPHIC_TRANSFER_FEE | Payment | $50.00 |
| ATM_DIRECT_CHARGE_FEE | Cash advance | Set in your letter of offer |
| FOREIGN_ATM_WITHDRAWAL_FEE | Withdrawal | $5.00 |
| CURRENCY_CONVERSION_FEE | Transaction | 3.00% |
| DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT | Event | $15.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa Debit Card | Full Access Card - 16 years and older |
| Card access | Visa Debit Card | Limited Access Card - 11 years and older |
| Digital banking | ||
| Bill payment | BPAY | |
| Unlimited txns | ||
| Other | Up to 99 Sub Accounts, Max 10 offsets attached to an eligible loan at once. | |
| Npp payid | ||
| Offset | 100% offset for 1 nominated loan account | |
| Npp enabled | ||
| Eligibility: natural person | Available for personal use |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
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