A Term Deposit is an investment account where the interest rate is guaranteed not to change for the whole of the nominated term. It gives you the security of knowing that your interest income is protected against changes in market conditions.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.55% | Fixed · 1 month | CDR | 1 Nov 2026 | |
| 1.60% | Fixed · 2 months | CDR | 1 Nov 2026 | |
| 5.25% | Fixed · 3 months | CDR | 1 Nov 2026 | |
| 3.50% | Fixed · 4 months | CDR | 1 Nov 2026 | |
| 3.50% | Fixed · 5 months | CDR | 1 Nov 2026 | |
| 5.45% | Fixed · 6 months | CDR | 1 Nov 2026 | |
| 3.50% | Fixed · 7 months | CDR | 1 Nov 2026 | |
| 3.50% | Fixed · 8 months | CDR | 1 Nov 2026 | |
| 3.75% | Fixed · 9 months | CDR | 1 Nov 2026 | |
| 3.50% | Fixed · 10 months | CDR | 1 Nov 2026 | |
| 3.50% | Fixed · 11 months | CDR | 1 Nov 2026 | |
| 5.35% | Fixed · 1 year | CDR | 1 Nov 2026 | |
| 3.30% | Fixed · 2 years | CDR | 1 Nov 2026 | |
| 3.30% | Fixed · 3 years | CDR | 1 Nov 2026 | |
| 3.30% | Fixed · 4 years | CDR | 1 Nov 2026 | |
| 3.30% | Fixed · 5 years | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://cdrbank.racq.com.au/cds-au/v1/banking/products/7- Content hash
sha256 20a8e3cf9a4fe5dc4997c8a9d9be37ed8ae1ec435390c535ffea8e62ceab8916- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_20a8e3cf9a4fe5dc_aa84f7b6Show details
- Checked
- 1 Nov 2026
- URL
https://cdrbank.racq.com.au/cds-au/v1/banking/products/7- Content hash
sha256 20a8e3cf9a4fe5dc4997c8a9d9be37ed8ae1ec435390c535ffea8e62ceab8916- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Early Redemption | Variation | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Notifications | Pre-maturity notification sent via letter. Members can also opt-in to notification via SMS and / or email. | |
| Eligibility: residency status | Australian Resident | |
| Eligibility: min age | 13 | |
| Limit: max balance | 1000000.00 | |
| Limit: min balance | 1000.00 | |
| Limit: opening balance | 1000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 1 month | 1 Nov 2026 | Current | 0.55% |
| Fixed · 4 years | 1 Nov 2026 | Current | 3.30% |
| Fixed · 2 years | 1 Nov 2026 | Current | 3.30% |
| Fixed · 9 months | 1 Nov 2026 | Current | 3.75% |
| Fixed · 5 months | 1 Nov 2026 | Current | 3.50% |
| Fixed · 2 months | 1 Nov 2026 | Current | 1.60% |
| Fixed · 1 year | 1 Nov 2026 | Current | 5.35% |
| Fixed · 5 years | 1 Nov 2026 | Current | 3.30% |
| Fixed · 7 months | 1 Nov 2026 | Current | 3.50% |
| Fixed · 3 months | 1 Nov 2026 | Current | 5.25% |
| Fixed · 6 months | 1 Nov 2026 | Current | 5.45% |
| Fixed · 3 years | 1 Nov 2026 | Current | 3.30% |
| Fixed · 4 months | 1 Nov 2026 | Current | 3.50% |
| Fixed · 11 months | 1 Nov 2026 | Current | 3.50% |
| Fixed · 8 months | 1 Nov 2026 | Current | 3.50% |
| Fixed · 10 months | 1 Nov 2026 | Current | 3.50% |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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