Home loan rates › Police Credit Union Ltd
Standard Variable Home Loan 95% LVR - First Home Buyer
Police Credit Union Ltd
Standard Variable Home Loan 95% LVR - First Home Buyer
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.74% | 7.81% | Variable · owner occupied · principal and interest · LVR 0%–95% | First home buyers | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.policecu.com.au/OpenBanking/cds-au/v1/banking/products/FHB_STAND_VHL_MAX_95_LVR- Content hash
sha256 2ff441ced274d99d91e8c1a69a29ed6fd1a6b5f7df08f3dc497e5d9543593453- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2ff441ced274d99d_2ac5ff84Show details
- Checked
- 1 Nov 2026
- URL
https://api.policecu.com.au/OpenBanking/cds-au/v1/banking/products/FHB_STAND_VHL_MAX_95_LVR- Content hash
sha256 2ff441ced274d99d91e8c1a69a29ed6fd1a6b5f7df08f3dc497e5d9543593453- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| ACCOUNT_SWEEP_FEE | Transaction | $5.00 |
| APPLICATION_FEE_FURTHER_ADVANCE | Upfront | $275.00 |
| APPLICATION_FEE_SPLIT_LOAN | Upfront | $50.00 |
| BANK_CHEQUE_FEE | Payment | $12.00 |
| CAPITAL_VALUE_SEARCH | Cash advance | $0.00 |
| CONVEYANCER'S_/_SOLICITOR'S_FEE | Cash advance | $141.64 |
| DEED_OF_PRIORITY_FEE | Event | $110.00 |
| DEFAULT_FEE | Event | $15.00 |
| DEMAND_FEE | Event | $50.00 |
| DISHONOUR_FEE | Event | $15.00 |
| DOCUMENT_HANDLING_FEE | Event | $55.00 |
| DOCUMENT_SEARCH | Cash advance | $11.50 |
| HOME_PROPERTY_CREDIT_PACKAGE_FEE | Upfront | $420.00 |
| PROGRESSIVE_DRAWDOWN_FEE | Event | $500.00 |
| QUICK_DEBIT_DISHONOUR_FEE | Event | $15.00 |
| REGISTRATION_FEE | Cash advance | $198.00 |
| REGISTRATION_FEE_(NT) | Cash advance | $176.00 |
| REPAYMENT_VARIATION_FEE | Event | $30.00 |
| TITLE_SEARCH_(NT) | Cash advance | $55.78 |
| TITLE_SEARCH_(SA) | Cash advance | $35.50 |
| VALUATION_FEE | Cash advance | $205.00 |
| VALUATION_FEE_(NT) | Cash advance | $205.00 |
| VARIATION_OF_SECURITY_FEE | Event | $150.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | ||
| Redraw | ||
| Npp enabled | ||
| Extra repayments | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | ||
| Limit: min limit | 150000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 0%–95% | 1 Nov 2026 | Current | 7.74% | 7.81% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:first-home-buyer | First home buyers | Filter; shown in the row |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.