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Home Build Access (HBA) SIL

People First and Heritage Bank

CDR officialNot ranked in rate tables

CEOH (NT ONLY) lends 98% of the purchase price on new home or construction of home.

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

Rate	Comparison*	Applies to	Conditions	Source	Since
Comparison rate not published. See the lender for this rate.		Variable · owner occupied · principal and interest · LVR 98% or less	Not compared in rate tables	CDR	1 Nov 2026

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

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Source

CDR officialConsumer Data Right product dataShow where this comes from

Fetched: 1 Nov 2026
URL: https://public.openbanking.peoplefirstbank.com.au/cds-au/v1/banking/products/8441fcfd-18a1-4707-80cf-c7eab861b3f3
Content hash: sha256 3f54e7bcc21722f13835cc13076b98aafdd2ac2f5525f5083eb9dd60aae9b040
Rule version: mapper@0.1.2

Consumer Data Right product dataev_cdr_3f54e7bcc21722f1_2390f3ddShow details

Checked: 1 Nov 2026
URL: https://public.openbanking.peoplefirstbank.com.au/cds-au/v1/banking/products/8441fcfd-18a1-4707-80cf-c7eab861b3f3
Content hash: sha256 3f54e7bcc21722f13835cc13076b98aafdd2ac2f5525f5083eb9dd60aae9b040
Excerpt: —
Rule version: mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Features and eligibility

Item	Value	Details
Extra repayments	Additional Repayments	Freedom to make unlimited extra repayments – reduce your loan term and save money
Other	Maximum loan term 30 years	Ability to pay the loan over 30 years for Chief Executive Officer (Housing) loans
Other	NT government housing schemes	Introduced 1 January 2013. Eligibility criteria apply. CEOH lends 98% of purchase price on new home or construction of home. Max. purchase price: $550K 3 brm or more, $475K 1-2 brm. Must be first home buyers. Can access $10K Fee Assistance Loan.
Other	Contracted monthly repayments	Repayments are contracted monthly, however flexibility to pay monthly, fortnightly, or weekly.
Eligibility: natural person	Personal Members Only
Eligibility: residency status	Permanent residents of Australia who reside in Australia at the time of membership application are eligible for membership, regardless of citizenship status.
Eligibility: min age	18	18 years and over
Eligibility: other		Terms, conditions, fees, charges and lending criteria apply and are available on application
Limit: max limit	465500.00
Limit: max limit	539000.00

Rate history

Rate	From	To	Rate p.a.	Comparison
Variable · owner occupied · principal and interest · LVR 98% or less	1 Nov 2026	Current	Comparison rate not published

Tag	Meaning	Effect
`comparison-rate-missing`	Reason this product is not ranked

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