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Term deposit rates › Bank of Melbourne

Business Term Deposit

Bank of Melbourne

CDR official

Lock away your money for a period of time and get a guaranteed return

Lender's product page ↗

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateApplies toConditionsSourceSince
0.10%Bonus
Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate
Business customers
CDR1 Nov 2026
1.40%Fixed · 1 month
Business customers
CDR1 Nov 2026
1.65%Fixed · 2 months
Business customers
CDR1 Nov 2026
3.25%Fixed · 3 months
Business customers
CDR1 Nov 2026
3.40%Fixed · 4 months
Business customers
CDR1 Nov 2026
3.45%Fixed · 5 months
Business customers
CDR1 Nov 2026
3.35%Fixed · 6 months
Business customers
CDR1 Nov 2026
3.40%Fixed · 6 months
Business customers
CDR1 Nov 2026
3.50%Fixed · 7 months
Business customers
CDR1 Nov 2026
3.55%Fixed · 7 months
Business customers
CDR1 Nov 2026
3.55%Fixed · 8 months
Business customers
CDR1 Nov 2026
3.60%Fixed · 8 months
Business customers
CDR1 Nov 2026
3.60%Fixed · 9 months
Business customers
CDR1 Nov 2026
3.65%Fixed · 9 months
Business customers
CDR1 Nov 2026
3.65%Fixed · 10 months
Business customers
CDR1 Nov 2026
3.70%Fixed · 10 months
Business customers
CDR1 Nov 2026
3.70%Fixed · 11 months
Business customers
CDR1 Nov 2026
3.75%Fixed · 11 months
Business customers
CDR1 Nov 2026
4.70%Fixed · 1 year
Business customers
CDR1 Nov 2026
4.70%Fixed · 1 year
Business customers
CDR1 Nov 2026
4.75%Fixed · 1 year
Business customers
CDR1 Nov 2026
5.40%Fixed · 1 year
Business customers
CDR1 Nov 2026
4.70%Fixed · 13 months
Business customers
CDR1 Nov 2026
4.70%Fixed · 13 months
Business customers
CDR1 Nov 2026
4.45%Fixed · 2 years
Business customers
CDR1 Nov 2026
4.45%Fixed · 2 years
Business customers
CDR1 Nov 2026
4.50%Fixed · 2 years
Business customers
CDR1 Nov 2026
3.95%Fixed · 3 years
Business customers
CDR1 Nov 2026
3.95%Fixed · 3 years
Business customers
CDR1 Nov 2026
4.00%Fixed · 3 years
Business customers
CDR1 Nov 2026
3.95%Fixed · 4 years
Business customers
CDR1 Nov 2026
3.95%Fixed · 4 years
Business customers
CDR1 Nov 2026
4.00%Fixed · 4 years
Business customers
CDR1 Nov 2026
3.95%Fixed · 5 years
Business customers
CDR1 Nov 2026
3.95%Fixed · 5 years
Business customers
CDR1 Nov 2026
4.00%Fixed · 5 years
Business customers
CDR1 Nov 2026
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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://digital-api.bankofmelbourne.com.au/cds-au/v1/banking/products/BOMTDBusTermDeposit
Content hash
sha256 0cbaebfc082e59aa05a516b50e5e22f548843507a21e64b54fe032e31a768b6d
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_0cbaebfc082e59aa_6ab2f1efShow details
Checked
1 Nov 2026
URL
https://digital-api.bankofmelbourne.com.au/cds-au/v1/banking/products/BOMTDBusTermDeposit
Content hash
sha256 0cbaebfc082e59aa05a516b50e5e22f548843507a21e64b54fe032e31a768b6d
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Features and eligibility

ItemValueDetails
OtherThe reassurance of a guaranteed return on your investment.
OtherAvoid market fluctuations with a specific amount locked away at a fixed interest rate (with no immediate access to funds during the term)
OtherChoose a term length that matches your business cycle
OtherAdd 0.10% p.a. to these rates if you're already with Bank of Melbourne and opening or renewing online. It's only available to existing customers who bank online and in the app.
OtherEarn Interest: Interest can be paid at maturity, annually, half yearly or monthly.
OtherFlexibility: Flexible maturity options from 1 month to 5 years.
OtherBusiness customers are eligible to open an account and can open account either by Branch, Phone, online.
OtherOpening Confirmation, Maturity, Reinvestment and Repayment advices are sent as regular advices
Digital bankingInternet Banking, Phone Banking, Branch banking, Bank @post options are available
OtherInterest payment options are available
Eligibility: min age1818+ years old
Eligibility: businessOperating in Australia with an Australian address.
Eligibility: otherYou must be an existing Bank of Melbourne banking customer
Eligibility: otherOnline application and online bonus rate available for personal customers and sole traders only.
Eligibility: other31 days notice required to access funds prior to maturity (except hardship); interest rate adjustment usually applies
Limit: opening balance1000.00
Limit: max balance2000000.00

Rate history

RateFromToRate p.a.
Fixed · 13 months1 Nov 2026Current4.70%
Fixed · 1 month1 Nov 2026Current1.40%
Fixed · 1 year1 Nov 2026Current4.75%
Fixed · 2 months1 Nov 2026Current1.65%
Fixed · 6 months1 Nov 2026Current3.40%
Fixed · 4 months1 Nov 2026Current3.40%
Fixed · 10 months1 Nov 2026Current3.70%
Fixed · 8 months1 Nov 2026Current3.60%
Fixed · 7 months1 Nov 2026Current3.55%
Fixed · 9 months1 Nov 2026Current3.60%
Fixed · 2 years1 Nov 2026Current4.45%
Bonus1 Nov 2026Current0.10%
Fixed · 13 months1 Nov 2026Current4.70%
Fixed · 3 years1 Nov 2026Current4.00%
Fixed · 3 months1 Nov 2026Current3.25%
Fixed · 2 years1 Nov 2026Current4.45%
Fixed · 6 months1 Nov 2026Current3.35%
Fixed · 7 months1 Nov 2026Current3.50%
Fixed · 3 years1 Nov 2026Current3.95%
Fixed · 11 months1 Nov 2026Current3.70%
Fixed · 2 years1 Nov 2026Current4.50%
Fixed · 4 years1 Nov 2026Current4.00%
Fixed · 8 months1 Nov 2026Current3.55%
Fixed · 1 year1 Nov 2026Current5.40%
Fixed · 5 years1 Nov 2026Current4.00%
Fixed · 4 years1 Nov 2026Current3.95%
Fixed · 1 year1 Nov 2026Current4.70%
Fixed · 5 years1 Nov 2026Current3.95%
Fixed · 1 year1 Nov 2026Current4.70%
Fixed · 11 months1 Nov 2026Current3.75%
Fixed · 5 months1 Nov 2026Current3.45%
Fixed · 4 years1 Nov 2026Current3.95%
Fixed · 9 months1 Nov 2026Current3.65%
Fixed · 5 years1 Nov 2026Current3.95%
Fixed · 3 years1 Nov 2026Current3.95%
Fixed · 10 months1 Nov 2026Current3.65%

Tags

TagMeaningEffect
segment:businessBusiness customersListed with business products, not personal ones

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