Home loan rates › SWSbank
Intro Discounted Standard Variable Home Loan
SWSbank
A Discount of 0.40% p.a is applied to the advertised Owner Occupied Standard Variable Home Loan rate for the first 12 months of the loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://online.swsbank.com.au/openbanking/cds-au/v1/banking/products/L23_IntoDisc_HL_1- Content hash
sha256 455391075dfff0231c565c5155265fde50f2bcf9ef360d51aba0c021ce2f40fd- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_455391075dfff023_cf347fbeShow details
- Checked
- 1 Nov 2026
- URL
https://online.swsbank.com.au/openbanking/cds-au/v1/banking/products/L23_IntoDisc_HL_1- Content hash
sha256 455391075dfff0231c565c5155265fde50f2bcf9ef360d51aba0c021ce2f40fd- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| LAND_TITLE_SEARCH_FEE | Event | $17.10 |
| SERVICE_FEE | Event | $9.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Internet Banking & App | |
| Redraw | ||
| Offset | ||
| Npp enabled | ||
| Notifications | Alerts | |
| Other | Maximum loan term is 30 years | |
| Other | No application, establishment or monthly fees for the term of the loan | |
| Other | Weekly, Fortnightly or Monthly repayment options | |
| Extra repayments | No fee for additional repayments | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian citizen or permanent resident | |
| Limit: max limit | ||
| Limit: min limit |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
comparison-rate-missing | Reason this product is not ranked | |
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