Fixed Rate 18 months - Special construction offer
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.39% | 6.29% | Fixed · 18 months · owner occupied · interest only · LVR 60% or less | Construction | CDR | 1 Nov 2026 |
| 6.39% | 6.37% | Fixed · 18 months · owner occupied · interest only · LVR 60%–80% | Construction | CDR | 1 Nov 2026 |
| 6.39% | 6.71% | Fixed · 18 months · owner occupied · interest only · LVR 80%–95% | Construction | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://secure.gmcu.com.au/OpenBanking/cds-au/v1/banking/products/Home_Loan-_Fixed_18_months_(construction_offer)- Content hash
sha256 2420715206305c7bd240403fbc4f0aaf8e4e4673c5feffa2bbefa8a707368f4b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2420715206305c7b_8b3db69bShow details
- Checked
- 1 Nov 2026
- URL
https://secure.gmcu.com.au/OpenBanking/cds-au/v1/banking/products/Home_Loan-_Fixed_18_months_(construction_offer)- Content hash
sha256 2420715206305c7bd240403fbc4f0aaf8e4e4673c5feffa2bbefa8a707368f4b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| GMCU_TITLE_SEARCH_FEE | Event | $25.30 |
| GOODS_SECURITY_AGREEMENT_PREPARATION_FEE | Event | $30.00 |
| LOAN_CONTRACT_VARIATION_FEE | Event | $300.00 |
| LOAN_DEFAULT_FEE | Event | $10.00 |
| LOAN_DEFAULT_FEE-_SECOND_REMINDER_LETTER | Event | $15.00 |
| LOAN_DEFAULT_FEE-_FINAL_NOTICE | Event | $25.00 |
| MORTGAGE_PREPARATION_FEE | Cash advance | $0.00 |
| REGISTRATION_OF_MORTGAGE_FEE | Cash advance | $0.00 |
| VALUATION_FEE | Cash advance | $0.00 |
| LOAN_ESTABLISHMENT_FEE | Upfront | $500.00 |
| DISCHARGE_OF_MORTGAGE_FEE | Event | $350.00 |
| LOAN_REDRAW_FEE | Transaction | $50.00 |
| PROGRESS_PAYMENT_FEE | Event | $25.00 |
| STAMP_DUTIES_ON_SECURITIES | Cash advance | $0.00 |
| RATE_LOCK_FEE | Event | $600.00 |
| LOAN_SECURITY_GUARANTEE_FEE | Event | $100.00 |
| HOME_LOAN_MONTHLY_SERVICE_FEE | Periodic | $8.00 |
| BREAK_COST_FEE | Cash advance | $0.00 |
| LOAN_RATE_FIXING_FEE | Event | $200.00 |
| LEGAL_AGENT_GOVT_COSTS | Cash advance | $0.00 |
| TOP_UP/SPLIT_LOANS | Event | $200.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | ||
| Offset | ||
| Extra repayments | ||
| Eligibility: min age | 18 | 18 years and over |
| Eligibility: natural person | ||
| Eligibility: residency status | Permenant residency is required | |
| Eligibility: other | Maximum LVR 80% | |
| Eligibility: other | Single dwelling constraction with fixed price building contract | |
| Eligibility: other | Terms, conditions, lending eligibility and approval criteria apply | |
| Limit: max lvr | 95.00 | |
| Limit: min limit | 150000.00 | |
| Limit: max limit | 750000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 18 months · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.39% | 6.29% |
| Fixed · 18 months · owner occupied · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 6.39% | 6.71% |
| Fixed · 18 months · owner occupied · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.39% | 6.37% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:construction | Construction | Left out of the standard home loan table |
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