Home loan rates › Maitland Mutual Limited
Express Credit Facility
Maitland Mutual Limited
A line of credit facility. Use the equity in your home and draw up to your approved credit limit.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only | Not compared in rate tables | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbanking.themutual.com.au/OpenBanking/cds-au/v1/banking/products/Express_Credit_Facility- Content hash
sha256 594a0950c7cfec9eaabe658c81c5b33e72278e6263fedbaf39b098765d8a41b7- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_594a0950c7cfec9e_9bf777afShow details
- Checked
- 1 Nov 2026
- URL
https://openbanking.themutual.com.au/OpenBanking/cds-au/v1/banking/products/Express_Credit_Facility- Content hash
sha256 594a0950c7cfec9eaabe658c81c5b33e72278e6263fedbaf39b098765d8a41b7- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| CHEQUE_ISSUING_FEE | Event | $2.50 |
| CONSENT_FEE | Event | $200.00 |
| DEFAULT_ADMINISTRATION_FEE | Event | $50.00 |
| DISCHARGE_ADMINISTRATION_FEE | Event | $200.00 |
| DISHONOUR_FEE | Event | $9.00 |
| DUPLICATE_FEE | Event | $20.00 |
| DUPLICATE_STATEMENT_FEE | Event | $7.00 |
| PHOTOCOPYING_FEE | Event | $0.50 |
| PRODUCTION_FEE | Event | $200.00 |
| RENEGOTIATION_FEE | Event | $300.00 |
| SECURITY_SUBSTITUTION_FEE | Event | $300.00 |
| SETTLEMENT_FEE | Event | $150.00 |
| VALUATION_FEE_CONSUMER_LOANS | Cash advance | Set in your letter of offer |
| EXPRESS_CREDIT_ACCOUNT_FACILITY_FEE | Periodic | $10.00 |
| LOAN_APPLICATION_FEE_HOME_LOAN_OR_EXPRESS_CREDIT | Upfront | $300.00 |
| AGENTS_COSTS | Cash advance | Set in your letter of offer |
| INFORMATION_FEE | Cash advance | $20.00 |
| REPLACEMENT_CARD_FEE_(INTERNATIONAL) | Event | $100.00 |
| REPLACEMENT_CARD_FEE_-_VISA_DEBIT_CARD | Cash advance | Set in your letter of offer |
| ATM_OWNER_FEE | Cash advance | Set in your letter of offer |
| FOREIGN_CURRENCY_CONVERSION_SERVICE_FEE | Transaction | 1.00% |
| OVERDRAWN_FEE | Event | $9.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | No minimum repayments required providing debt remains within approved limit | |
| Card access | Visa Debit Card | |
| Npp payid | ||
| Npp enabled | ||
| Digital banking | ||
| Digital wallet | Apple Pay and Google Pay | |
| Unlimited txns | ||
| Other | Staff assisted transactions - Branch and Contact Centre | |
| Notifications | Mutual Alerts - Balance, low and high balance, deposit, withdrawal | |
| Eligibility: residency status | Australian citizen or a permanent resident of Australia or otherwise approved | |
| Eligibility: min age | 18 | |
| Limit: min limit | 10000.00 | |
| Limit: max lvr | 0.80 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · interest only | 1 Nov 2026 | Current | Comparison rate not published | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
comparison-rate-missing | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.