Home loan rates › Beyond Bank Australia
Standard Investment Home Loans
Beyond Bank Australia
A choice of competitive loans ideal for purchasing investment properties. Offering flexibility with a choice of a competitive variable or fixed rate, optional mortgage offset account on variable rates and access to redraw extra repayments.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.44% | 8.94% | Fixed · 3 years · investment · interest only | Pensioners | CDR | 1 Nov 2026 |
| 7.69% | 8.72% | Fixed · 5 years · investment · interest only | Pensioners | CDR | 1 Nov 2026 |
| 7.44% | 9.09% | Fixed · 1 year · investment · principal and interest | Pensioners | CDR | 1 Nov 2026 |
| 7.14% | 8.84% | Fixed · 2 years · investment · principal and interest | Pensioners | CDR | 1 Nov 2026 |
| 7.24% | 8.67% | Fixed · 3 years · investment · principal and interest | Pensioners | CDR | 1 Nov 2026 |
| 7.49% | 8.60% | Fixed · 4 years · investment · principal and interest | Pensioners | CDR | 1 Nov 2026 |
| 7.49% | 8.47% | Fixed · 5 years · investment · principal and interest | Pensioners | CDR | 1 Nov 2026 |
| 9.54% | 9.59% | Variable · investment · interest only | Pensioners | CDR | 1 Nov 2026 |
| 9.24% | 9.29% | Variable · investment · principal and interest | Pensioners | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/products/58- Content hash
sha256 1d8f87991b858865f8f75e39c01fc790c0e8b044ab79edf5ea66056c1eac1243- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_1d8f87991b858865_be2d3070Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/products/58- Content hash
sha256 1d8f87991b858865f8f75e39c01fc790c0e8b044ab79edf5ea66056c1eac1243- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Reg of Production fee - WA | Upfront | $112.55 |
| Mortgage Loan Establishment Fee | Upfront | $445.00 |
| Mortgage Discharge, Settlement or Partial Discharge Fee | Event | $350.00 |
| Loan Variation Documentation fee | Upfront | $345.00 |
| Redraw (staff-assisted) fee | Transaction | $35.00 |
| Redraw (online) fee | Transaction | $0.00 |
| Default Notice Fee | Event | $20.00 |
| Reg of Transfer fee - ACT | Upfront | $496.00 |
| Hold Fixed Interest Rate | Upfront | 0.15% |
| Rate Variation Fee | Event | $150.00 |
| Reg of Mortgage fee - WA | Upfront | $225.10 |
| Reg of Discharge fee - WA | Upfront | $225.10 |
| Mortgage Loan Settlement Fee (a) | Upfront | $200.00 |
| Mortgage Loan Settlement Fee (b) | Upfront | $150.00 |
| Reg of Production fee - NSW | Upfront | $56.21 |
| Security Handling Fee | Upfront | $150.00 |
| Additional Security Fee | Upfront | $150.00 |
| Search Fee | Upfront | $35.00 |
| Default fee on Home and Investment Loan - on the 8th day | Event | $20.00 |
| Default fee on Home and Investment Loan - every 14th day thereafter | Event | $25.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services. | |
| Extra repayments | Additional Repayments: make unlimited additional repayments to your loan when on a variable interest rate; or make up to $25,000 p.a. in additional repayments to your loan when in a fixed rate without penalty. | |
| Offset | Offset optional: Multiple Offset Accounts can be linked to a Variable Loan. The balance in this account reduces the interest you pay on your mortgage. | |
| Other | Split Loan: A split loan gives you the stability of a fixed interest rate plus the flexibility of a variable interest rate. | |
| Other | Optional - Pre-approved Low Rate Credit Card up to $5,000 to approved applicants. Conditions apply. | |
| Redraw | Redraw payments made in advance at any time through Internet and Mobile Banking. Minimum redraw amount is $500. | |
| Eligibility: employment status | Lending criteria, requirements and terms and conditions apply | |
| Eligibility: min age | 18 | Available for customers aged 18 years and over |
| Eligibility: natural person | ||
| Eligibility: other | Membership: You must be or become a Beyond Bank Australia member. | |
| Eligibility: other | Lending criteria applies. | |
| Eligibility: other | Investment loans available for Parent Equity Loan, Bridging, Construction Loan or Land Rent Scheme (ACT only) loan. Conditions apply. | |
| Eligibility: pension recipient | Lending criteria, requirements and terms and conditions apply | |
| Eligibility: residency status | Australian Citizen | Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan. |
| Limit: max limit | 2000000.00 | |
| Limit: max lvr | 0.90 | |
| Limit: min limit | 10000.00 | |
| Limit: min lvr | 0.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 5 years · investment · interest only | 1 Nov 2026 | Current | 7.69% | 8.72% |
| Variable · investment · interest only | 1 Nov 2026 | Current | 9.54% | 9.59% |
| Fixed · 2 years · investment · principal and interest | 1 Nov 2026 | Current | 7.14% | 8.84% |
| Fixed · 1 year · investment · principal and interest | 1 Nov 2026 | Current | 7.44% | 9.09% |
| Fixed · 3 years · investment · interest only | 1 Nov 2026 | Current | 7.44% | 8.94% |
| Fixed · 3 years · investment · principal and interest | 1 Nov 2026 | Current | 7.24% | 8.67% |
| Fixed · 5 years · investment · principal and interest | 1 Nov 2026 | Current | 7.49% | 8.47% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 9.24% | 9.29% |
| Fixed · 4 years · investment · principal and interest | 1 Nov 2026 | Current | 7.49% | 8.60% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:pensioner | Pensioners | Filter; shown in the row |
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