Savings account rates › People First and Heritage Bank
Community and Business Saver
People First and Heritage Bank
CDR official
An online business savings account that allows you to access your funds via Internet and Smart Phone Banking. With competitive interest rates and no monthly account fees
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 1.60% | Variable · $1–$4,999 | Business customers | CDR | 1 Nov 2026 |
| 1.60% | Variable · $5,000 or more | Business customers | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.openbanking.peoplefirstbank.com.au/cds-au/v1/banking/products/525d32b2-bade-4a4b-ad84-4dc8353c78a4- Content hash
sha256 cbe62f594aa2080ab3e528867c55f33750a8e0a6ee00d645c0768c9526e788ee- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_cbe62f594aa2080a_74dbc1ecShow details
- Checked
- 1 Nov 2026
- URL
https://public.openbanking.peoplefirstbank.com.au/cds-au/v1/banking/products/525d32b2-bade-4a4b-ad84-4dc8353c78a4- Content hash
sha256 cbe62f594aa2080ab3e528867c55f33750a8e0a6ee00d645c0768c9526e788ee- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Auto Transfer Order Rejection | Transaction | $5.00 |
| Electronic Auto Transfer Order | Transaction | $1.50 |
| Others | Event | $1.00 |
| Company and Business Name Search | Event | $20.00 |
| Direct Debit Dishonour Fee | Event | $5.00 |
| Direct Debit Honour Fee | Event | $10.00 |
| Overdrawn Administration Fee 1 | Event | $25.00 |
| Overdrawn Administration Fee 2 | Event | $25.00 |
| Frequent Statement Fee | Event | $2.00 |
| Paper Statement Fee | Event | $3.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Npp enabled | Enabled to send and receive Fast Payments. | |
| Digital banking | Easy access to your account 24/7 with the People’s Choice Smartphone and iPhone App, Internet Banking and Phone Banking. | |
| Other | Direct Feeds to Accounting Software | Direct feeds to Xero and MYOB software |
| Unlimited txns | BPAY payments, Direct Debits, Internet and Phone Banking transfers. | |
| Eligibility: business | Business and non-personal entities | Terms, conditions, fees, charges and lending criteria apply and are available on application |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $5,000 or more | 1 Nov 2026 | Current | 1.60% |
| Variable · $1–$4,999 | 1 Nov 2026 | Current | 1.60% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
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