Savings account rates › Northern Inland Credit Union Limited
Bonus Saver
Northern Inland Credit Union Limited
CDR officialNot ranked in rate tables
The perfect account for savers looking for a competitive tiered interest rate. Enjoy bonus interest if no withdrawals are made and a minimum $1 deposit/month. No monthly account keeping fees.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 3.50% | Bonus · $0–$20,000 | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate Not compared in rate tables | CDR | 1 Nov 2026 |
| 3.55% | Bonus · $20,000–$100,000 | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate Not compared in rate tables | CDR | 1 Nov 2026 |
| 3.65% | Bonus · $100,000–$250,000 | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate Not compared in rate tables | CDR | 1 Nov 2026 |
| 3.90% | Bonus · $250,000 or more | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate Not compared in rate tables | CDR | 1 Nov 2026 |
| 0.25% | Variable · $0–$20,000 | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
| 0.25% | Variable · $20,000–$100,000 | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
| 0.25% | Variable · $100,000–$250,000 | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
| 0.25% | Variable · $250,000 or more | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://secure.nicu.com.au/OpenBanking/cds-au/v1/banking/products/NICUS12- Content hash
sha256 0105ed720d68b868242c3da386b243b2a599a013a3a0d06338a58624e1c9630e- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_0105ed720d68b868_60843b49Show details
- Checked
- 1 Nov 2026
- URL
https://secure.nicu.com.au/OpenBanking/cds-au/v1/banking/products/NICUS12- Content hash
sha256 0105ed720d68b868242c3da386b243b2a599a013a3a0d06338a58624e1c9630e- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| IN_BRANCH_TRANSACTION | Transaction | $2.50 |
| STAFF_TRANSFER | Event | $10.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | 24/7 access to your accounts anywhere in the world with our smartPAY App. You can also temporarily block your card or report it lost or stolen. | |
| Digital banking | Secure banking 24/7 from your computer or mobile with Online Banking | |
| Bonus rewards | Receive monthly bonus interest when a deposit (min.$1) and no withdrawals are made | |
| Npp enabled | Send and receive real-time payments via Osko from your Online Banking and NICU smartPay App | |
| Npp payid | Receive fast real-time payments using your mobile number, email address or ABN instead of your BSB and account number | |
| Eligibility: residency status | AU | Individuals must be citizens or permanent residents of Australia. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $250,000 or more | 1 Nov 2026 | Current | 0.25% |
| Variable · $0–$20,000 | 1 Nov 2026 | Current | 0.25% |
| Bonus · $250,000 or more | 1 Nov 2026 | Current | 3.90% |
| Variable · $100,000–$250,000 | 1 Nov 2026 | Current | 0.25% |
| Bonus · $0–$20,000 | 1 Nov 2026 | Current | 3.50% |
| Variable · $20,000–$100,000 | 1 Nov 2026 | Current | 0.25% |
| Bonus · $100,000–$250,000 | 1 Nov 2026 | Current | 3.65% |
| Bonus · $20,000–$100,000 | 1 Nov 2026 | Current | 3.55% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-unstated | Bonus conditions in the lender's own words | A total rate can't be worked out, so the product is display only |
bonus-conditions-free-text | Reason this product is not ranked | |
bonus-base-relationship-unstated | Reason this product is not ranked | |
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