Fixed Rate Home Loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.24% | 6.26% | Fixed · 1 year · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.24% | 6.35% | Fixed · 1 year · owner occupied · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.24% | 6.71% | Fixed · 1 year · owner occupied · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.19% | 6.27% | Fixed · 2 years · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.19% | 6.35% | Fixed · 2 years · owner occupied · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.19% | 6.67% | Fixed · 2 years · owner occupied · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.59% | 6.39% | Fixed · 3 years · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.59% | 6.46% | Fixed · 3 years · owner occupied · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.59% | 6.46% | Fixed · 3 years · owner occupied · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://secure.gmcu.com.au/OpenBanking/cds-au/v1/banking/products/Home_Loan-_Fixed_1_year_0.80_LVR_plus- Content hash
sha256 e1269731ab6e183c50696a3bbd633bb8d5893efdc2be4b58a0c97a70bfeeb72d- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e1269731ab6e183c_e6441866Show details
- Checked
- 1 Nov 2026
- URL
https://secure.gmcu.com.au/OpenBanking/cds-au/v1/banking/products/Home_Loan-_Fixed_1_year_0.80_LVR_plus- Content hash
sha256 e1269731ab6e183c50696a3bbd633bb8d5893efdc2be4b58a0c97a70bfeeb72d- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| GMCU_TITLE_SEARCH_FEE | Event | $25.30 |
| GOODS_SECURITY_AGREEMENT_PREPARATION_FEE | Event | $30.00 |
| LOAN_CONTRACT_VARIATION_FEE | Event | $300.00 |
| LOAN_DEFAULT_FEE | Event | $10.00 |
| LOAN_DEFAULT_FEE-_SECOND_REMINDER_LETTER | Event | $15.00 |
| LOAN_DEFAULT_FEE-_FINAL_NOTICE | Event | $25.00 |
| MORTGAGE_PREPARATION_FEE | Cash advance | $0.00 |
| REGISTRATION_OF_MORTGAGE_FEE | Cash advance | $0.00 |
| VALUATION_FEE | Cash advance | $0.00 |
| LOAN_ESTABLISHMENT_FEE | Upfront | $500.00 |
| DISCHARGE_OF_MORTGAGE_FEE | Event | $350.00 |
| LOAN_REDRAW_FEE | Transaction | $50.00 |
| HOME_LOAN_SERVICE_FEE | Periodic | $8.00 |
| STAMP_DUTIES_ON_SECURITIES | Cash advance | $0.00 |
| RATE_LOCK_FEE | Event | $600.00 |
| LOAN_SECURITY_GUARANTEE_FEE | Event | $100.00 |
| BREAK_COST_FEE | Cash advance | $0.00 |
| LOAN_RATE_FIXING_FEE | Event | $200.00 |
| LEGAL_AGENT_GOVT_COSTS | Cash advance | $0.00 |
| TOP_UP/SPLIT_LOANS | Event | $200.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | ||
| Offset | ||
| Extra repayments | ||
| Eligibility: min age | 18 | 18 Years and Over |
| Eligibility: natural person | ||
| Eligibility: residency status | Permenant residency is required | |
| Eligibility: other | Terms, conditions, lending eligibility and approval criteria apply | |
| Limit: max lvr | 95.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 1 year · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.24% | 6.26% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.19% | 6.27% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.59% | 6.46% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.19% | 6.67% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.59% | 6.46% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.24% | 6.71% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.59% | 6.39% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.19% | 6.35% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.24% | 6.35% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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