Savings account rates › RACQ Bank
Everyday Account
RACQ Bank
CDR officialNot listed in rate tables
Our Everyday Account is a straightforward 'at call' transaction account with no account keeping or ongoing transaction fees, and provides access to your money 24/7 through internet and mobile banking, along with Mobile pay and PayID accessibility.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
| 0.00% | Variable · $0 or more | | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://cdrbank.racq.com.au/cds-au/v1/banking/products/207- Content hash
sha256 f3bf7320c00e81497c9e0ffeed404e503a1055f9434b054fee5cac174e60b24d- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_f3bf7320c00e8149_c662fc10Show details
- Checked
- 1 Nov 2026
- URL
https://cdrbank.racq.com.au/cds-au/v1/banking/products/207- Content hash
sha256 f3bf7320c00e81497c9e0ffeed404e503a1055f9434b054fee5cac174e60b24d- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|
| Dishonour | Event | $1.00 |
| Card / PIN via Courier (International) | Event | Set in your letter of offer |
| Emergency Replacement Card through Visa (International) | Event | $300.00 |
| Default Enforcement Expenses | Other | Set in your letter of offer |
| Overseas Telegraphic Transfer in Local Currency | Payment | $30.00 |
| Overseas Telegraphic Transfer in Australian Dollars | Payment | $60.00 |
| Bank@Post Cheque Dishonour | Dishonour | Set in your letter of offer |
| Bank Trace | Event | $20.00 |
| Card / PIN via Courier (within Australia) | Event | $30.00 |
| Bank Recall | Event | $20.00 |
| Default Administration | Event | $20.00 |
| Foreign currency conversion fee | Event | Set in your letter of offer |
| Dishonour - Manual | Event | $22.00 |
| Card / PIN Postage (International) | Event | $9.00 |
| Cash Request | Withdrawal | Set in your letter of offer |
| Visa Chargeback | Event | $27.50 |
| Audit Certificate | Event | $25.00 |
| Telegraphic Transfer - Outward (within Australia) | Payment | $35.00 |
Features and eligibility
| Item | Value | Details |
|---|
| Npp enabled | | |
| Card access | 0.00 | Visa Debit Card (13 years and over) |
| Additional cards | null | |
| Digital wallet | Google Pay | |
| Digital wallet | Apple Pay | |
| Digital wallet | Samsung Pay | |
| Unlimited txns | RACQ Bank has removed fees for most everyday transactions, such as eftpos transactions, internet transfers and direct debits. | |
| Overdraft | Application for a temporary overdraft can be made. | |
| Npp payid | | |
| Digital banking | | |
| Eligibility: natural person | | |
| Eligibility: residency status | Must be an Australian Resident | |
| Eligibility: min age | 13 | |
Rate history
| Rate | From | To | Rate p.a. |
|---|
| Variable · $0 or more | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked |
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