Home loan rates › Credit Union SA
3-Year Fixed Rate Home Loan Interest Only
Credit Union SA
Our 3 year Fixed Rate Home Loan is perfect if you have a strict budget as you’ll know exactly what your repayments will be. Plus you pay no monthly.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.54% | 7.73% | Fixed · 3 years · investment · interest only | CDR | 1 Nov 2026 | |
| 7.84% | 7.64% | Fixed · 3 years · owner occupied · interest only | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_HL_443F3_IO- Content hash
sha256 2ed7f636581bbebba09528900e200ee7f329bbc420ba2590ef398eee2b10909f- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2ed7f636581bbebb_d9cf6fc3Show details
- Checked
- 1 Nov 2026
- URL
https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_HL_443F3_IO- Content hash
sha256 2ed7f636581bbebba09528900e200ee7f329bbc420ba2590ef398eee2b10909f- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Settlement fee | Upfront | $300.00 |
| Split Loan Fee | Event | $150.00 |
| Split Loan Fee | Event | $100.00 |
| Guarantor Application Fee | Event | $200.00 |
| Rate Lock Fee | Event | $600.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | ||
| Guarantor | ||
| Extra repayments | Allowed up to $10,000 per year | |
| Digital banking | ||
| Other | Split Loans are available with eligible products | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian citizen or permanent resident | |
| Limit: opening balance | 20000.00 | |
| Limit: max lvr | 0.80 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 3 years · owner occupied · interest only | 1 Nov 2026 | Current | 7.84% | 7.64% |
| Fixed · 3 years · investment · interest only | 1 Nov 2026 | Current | 7.54% | 7.73% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.