PENSIONER CHOICE
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.45% | Variable · $0–$2,000 | Pensioners | CDR | 1 Nov 2026 |
| 1.25% | Variable · $2,000–$46,601 | Pensioners | CDR | 1 Nov 2026 |
| 1.75% | Variable · $46,601 or more | Pensioners | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ibanking.ddbank.com.au/OpenBanking/cds-au/v1/banking/products/S10- Content hash
sha256 70586af6409603ba46a5987139881130281a2a25e07e48105e39acfac1b9f2ac- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_70586af6409603ba_00264020Show details
- Checked
- 1 Nov 2026
- URL
https://ibanking.ddbank.com.au/OpenBanking/cds-au/v1/banking/products/S10- Content hash
sha256 70586af6409603ba46a5987139881130281a2a25e07e48105e39acfac1b9f2ac- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| ATM_TRANSACTION_FEE_BALANCE_ENQUIRY | Event | $1.50 |
| ATM_TRANSACTION_FEE_OTHER_ATM_WITHDRAWALS | Transaction | $1.50 |
| CHEQUE_BOOK_ISSUE_100_CHQS | Payment | $32.00 |
| CHEQUE_BOOK_ISSUE_200_CHQS | Payment | $65.00 |
| CHEQUE_BOOK_ISSUE_25_CHQS | Payment | $8.25 |
| ENCODED_DEPOSIT_BOOK_ISSUED | Payment | $3.00 |
| MEMBERSHIP_FEE | Periodic | $5.00 |
| PERIODIC_PAYMENT_FEE_BRANCH_ACTIONED | Transaction | $6.50 |
| PHONE_ASSISTED_TRANSFERS | Transaction | $2.50 |
| STATEMENT_FEE | Periodic | $2.00 |
| VISA_DEBIT_CARD_REPLACEMENT | Event | $12.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa Debit Card | |
| Additional cards | Additional Visa Debit Cards available | |
| Unlimited txns | Unlimited in branch transactions | |
| Offset | 100% mortgage offset available | |
| Digital wallet | Apple Pay and Google Pay | |
| Digital banking | Internet Banking and WCU Connect App | |
| Npp payid | Osko PayID supported | |
| Npp enabled | Osko PayID and BSB and Account Number supported | |
| Other | Personal Cheque Book facility | |
| Eligibility: pension recipient | You must be receiving a pension or allowance from Centrelink or Veteran Affairs and the pension or allowance must be paid directly into the account | |
| Eligibility: residency status | Individuals must be citizens or permanent residents of Australia | |
| Eligibility: other | Must be a member of the Credit Union |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $46,601 or more | 1 Nov 2026 | Current | 1.75% |
| Variable · $2,000–$46,601 | 1 Nov 2026 | Current | 1.25% |
| Variable · $0–$2,000 | 1 Nov 2026 | Current | 0.45% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:pensioner | Pensioners | Filter; shown in the row |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.