A savings account suitable for children aged 0 to 12.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 3.50% | Variable · $0–$50,000 | CDR | 1 Nov 2026 | |
| 2.40% | Variable · $50,000 or more | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.bcu.com.au/cds-au/v1/banking/products/138- Content hash
sha256 b008694bfcef0af2becc2f85cea588519109a6d3256cf14d2d08b32ae9b7ee8d- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_b008694bfcef0af2_b233d99cShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.bcu.com.au/cds-au/v1/banking/products/138- Content hash
sha256 b008694bfcef0af2becc2f85cea588519109a6d3256cf14d2d08b32ae9b7ee8d- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Overseas Telegraphic Transfer | Transaction | $45.00 |
| International Transfer Fee | Transaction | $15.00 |
| Cash Handling Fee | Transaction | Set in your letter of offer |
| Bank Cheque Fee | Event | $0.00 |
| Manual Trace Fee | Transaction | $0.00 |
| Visa Chargeback Request Fee | Event | $25.00 |
| Statement Retrieval Fee | Replacement | $0.00 |
| Audit Certificate Fee | Event | $0.00 |
| RTGS From Another Bank | Transaction | $0.00 |
| RTGS To Another Bank | Transaction | $0.00 |
| Referral Fee | Event | $3.50 |
| Dishonour Fee | Dishonour | $6.00 |
| Auto Transfer Dishonour Fee | Dishonour | $0.00 |
| Overdrawn Account Management Fee | Event | $10.00 |
| Foreign Cheque Deposit <$25,000 Fee | Deposit | $10.00 |
| Foreign Cheque Deposit $25,000+ Fee | Deposit | $60.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Parents and guardians can manage the account using the BCU Bank app and internet banking. Payments made with PayID or using Osko are received in near real-time. | |
| Other | Eligible members can deposit foreign cheques in branch. $10 fee for foreign cheque deposits up to $25,000 AUD and $60 fee for foreign cheque deposits over $25,000 AUD. Please contact us on 1300 228 228 or visit your nearest branch for more information. | |
| Unlimited txns | Save money with no monthly, minimum balance or transaction fees. Other fees and charges may apply. Please visit our website for full information. | |
| Eligibility: max age | 12 | Just for kids between 0 to 12 years of age |
| Eligibility: natural person | Member must be a natural person rather than another legal entity. | |
| Eligibility: other | You must be or become a BCU Bank member | |
| Eligibility: residency status | You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies. | |
| Limit: max balance | 5000000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $50,000 or more | 1 Nov 2026 | Current | 2.40% |
| Variable · $0–$50,000 | 1 Nov 2026 | Current | 3.50% |
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