Home loan rates › Summerland Bank
Premium Variable Investment Ln
Summerland Bank
Feature packed loan with the benefits of an offset account as well as discounts on a range of other banking products inlcuding our credit cards.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.44% | 6.80% | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.54% | 6.89% | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.59% | 6.94% | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.69% | 7.04% | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.24% | 7.58% | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.summerland.com.au/cds-au/v1/banking/products/85- Content hash
sha256 ab6f5496e5a3f424d6be96b81864a5673a3209e201c526cc45da125340f77228- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_ab6f5496e5a3f424_ad8b9b33Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.summerland.com.au/cds-au/v1/banking/products/85- Content hash
sha256 ab6f5496e5a3f424d6be96b81864a5673a3209e201c526cc45da125340f77228- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Valuation Fee | Upfront | $300.00 |
| Contract Variation/Consent Fee | Event | $300.00 |
| Mortgage Discharge Fee | Transaction | $250.00 |
| QuickDebit Dishonour Fee | Event | $15.00 |
| Guarantee Establishment Fee | Upfront | $200.00 |
| Premium Home Loan Annual Fee | Periodic | $380.00 |
| Settlement Fee | Upfront | Set in your letter of offer |
| Valuation Fee - Construction | Upfront | $800.00 |
| Loan Increase Fee | Upfront | $300.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Complementary product discounts | 0.00 | All transaction fees are waived for holders of a Premium Home Loan. |
| Digital banking | Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages. | |
| Extra repayments | Unlimited extra repayments | |
| Guarantor | ||
| Notifications | Event based notifications. | |
| Npp enabled | ||
| Npp payid | Set up a pay ID to receive lightning fast payments. | |
| Offset | Use your savings to reduce the interest on your home loan. | |
| Other | Save on paper, receive and view your statements online with eStatements. | |
| Redraw | Access additional payments made to your home loan. Minimum $500. | |
| Eligibility: min age | 18 | |
| Eligibility: natural person | ||
| Eligibility: other | Lending criteria apply. | |
| Eligibility: residency status | A Permanent Australian Resident including those working overseas. | |
| Limit: min limit | 250000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.59% | 6.94% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.69% | 7.04% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.54% | 6.89% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.44% | 6.80% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 7.24% | 7.58% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
rate-selected-by-free-text | Reason this product is not ranked | |
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